Challenges and critical success factor of P2P lending for SMEs in Malang
The development of digital business and telecommunications has become increasingly rapid, in the last 10 years. The use of digital technology, which is growing rapidly, has also changed the perspective of society as a whole in interacting socially and has even fundamentally changed the industrial se...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Universitas Kanjuruhan Malang
2021-10-01
|
| Series: | Jurnal Ekonomi Modernisasi |
| Subjects: | |
| Online Access: | https://ejournal.unikama.ac.id/index.php/JEKO/article/view/5905 |
| _version_ | 1798030550488842240 |
|---|---|
| author | Novi Primita Sari Zainal Arifin |
| author_facet | Novi Primita Sari Zainal Arifin |
| author_sort | Novi Primita Sari |
| collection | DOAJ |
| description | The development of digital business and telecommunications has become increasingly rapid, in the last 10 years. The use of digital technology, which is growing rapidly, has also changed the perspective of society as a whole in interacting socially and has even fundamentally changed the industrial sector, especially the banking and financial industry. The presence of financial technology, where the financing process is carried out using digital economic tools known as P2PL (Peer to Peer Lending). The existence of this financing service product is believed to be able to provide a solution to increase the financial inclusion index. Based on these conditions, researchers are very interested in researching and revealing what are the challenges and tips for successful financing processes for SMEs. From the results of this study, it has a contribution to stakeholders in the future related to making decisions on P2PL financing products in particular so that they are better known to the public and successful in their distribution. |
| first_indexed | 2024-04-11T19:43:08Z |
| format | Article |
| id | doaj.art-b225b0f0cbe24d0683d665562f26cff3 |
| institution | Directory Open Access Journal |
| issn | 0216-373X 2502-4078 |
| language | English |
| last_indexed | 2024-04-11T19:43:08Z |
| publishDate | 2021-10-01 |
| publisher | Universitas Kanjuruhan Malang |
| record_format | Article |
| series | Jurnal Ekonomi Modernisasi |
| spelling | doaj.art-b225b0f0cbe24d0683d665562f26cff32022-12-22T04:06:39ZengUniversitas Kanjuruhan MalangJurnal Ekonomi Modernisasi0216-373X2502-40782021-10-01173248256https://doi.org/10.21067/jem.v17i3.5905Challenges and critical success factor of P2P lending for SMEs in MalangNovi Primita Sari0Zainal Arifin1Universitas Muhammadiyah Malang, IndonesiaUniversitas Muhammadiyah Malang, IndonesiaThe development of digital business and telecommunications has become increasingly rapid, in the last 10 years. The use of digital technology, which is growing rapidly, has also changed the perspective of society as a whole in interacting socially and has even fundamentally changed the industrial sector, especially the banking and financial industry. The presence of financial technology, where the financing process is carried out using digital economic tools known as P2PL (Peer to Peer Lending). The existence of this financing service product is believed to be able to provide a solution to increase the financial inclusion index. Based on these conditions, researchers are very interested in researching and revealing what are the challenges and tips for successful financing processes for SMEs. From the results of this study, it has a contribution to stakeholders in the future related to making decisions on P2PL financing products in particular so that they are better known to the public and successful in their distribution.https://ejournal.unikama.ac.id/index.php/JEKO/article/view/5905smesp2plfintechchallenge |
| spellingShingle | Novi Primita Sari Zainal Arifin Challenges and critical success factor of P2P lending for SMEs in Malang Jurnal Ekonomi Modernisasi smes p2pl fintech challenge |
| title | Challenges and critical success factor of P2P lending for SMEs in Malang |
| title_full | Challenges and critical success factor of P2P lending for SMEs in Malang |
| title_fullStr | Challenges and critical success factor of P2P lending for SMEs in Malang |
| title_full_unstemmed | Challenges and critical success factor of P2P lending for SMEs in Malang |
| title_short | Challenges and critical success factor of P2P lending for SMEs in Malang |
| title_sort | challenges and critical success factor of p2p lending for smes in malang |
| topic | smes p2pl fintech challenge |
| url | https://ejournal.unikama.ac.id/index.php/JEKO/article/view/5905 |
| work_keys_str_mv | AT noviprimitasari challengesandcriticalsuccessfactorofp2plendingforsmesinmalang AT zainalarifin challengesandcriticalsuccessfactorofp2plendingforsmesinmalang |