TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA

<p>This research tries to offer a solution to face the challenges of Islamic banks nowadays. It is known that Islamic banking in Indonesia was reached twentieth age, but has only 5 % from total market share in Indonesia. This is a contradiction to the fact that Indonesia is a largest muslim co...

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Main Author: Muhammad Iqbal Fasa
Format: Article
Language:Arabic
Published: Universitas Darussalam Gontor 2013-12-01
Series:Islamic Economics Journal
Subjects:
Online Access:https://ejournal.unida.gontor.ac.id/index.php/JEI/article/view/163
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author Muhammad Iqbal Fasa
author_facet Muhammad Iqbal Fasa
author_sort Muhammad Iqbal Fasa
collection DOAJ
description <p>This research tries to offer a solution to face the challenges of Islamic banks nowadays. It is known that Islamic banking in Indonesia was reached twentieth age, but has only 5 % from total market share in Indonesia. This is a contradiction to the fact that Indonesia is a largest muslim country in the world. This problem is related to some factors. First, muslim’s rationality in economic, which doesn’t consider halal or haram to pursue the material wealth. Second, their lack of understanding of Islamic bank. Third, there is no support from Islamic institution. Fourth, Islamic banks in Indonesia operate in mix economic system which has lack of regulation, because system of control is mixed with the conventional banks. Therefore, it is necessary to formulate the strategy of Islamic banks development to face the competition with the conventional. It is directed to the development of business competency comprehensively referring to the strength and weaknesses analysis of Islamic banks in Indonesia, such as new imaging program, expansion of market share program, development product program, service enhancement program and open and universal communication program.</p>
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spelling doaj.art-b2c2fe2796924a51a7576efacf4277c12022-12-26T05:41:59ZaraUniversitas Darussalam GontorIslamic Economics Journal2460-18962541-55732013-12-0121194010.21111/iej.v2i1.163150TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIAMuhammad Iqbal Fasa0Pascasarjana Universitas Islam Negeri (UIN)<p>This research tries to offer a solution to face the challenges of Islamic banks nowadays. It is known that Islamic banking in Indonesia was reached twentieth age, but has only 5 % from total market share in Indonesia. This is a contradiction to the fact that Indonesia is a largest muslim country in the world. This problem is related to some factors. First, muslim’s rationality in economic, which doesn’t consider halal or haram to pursue the material wealth. Second, their lack of understanding of Islamic bank. Third, there is no support from Islamic institution. Fourth, Islamic banks in Indonesia operate in mix economic system which has lack of regulation, because system of control is mixed with the conventional banks. Therefore, it is necessary to formulate the strategy of Islamic banks development to face the competition with the conventional. It is directed to the development of business competency comprehensively referring to the strength and weaknesses analysis of Islamic banks in Indonesia, such as new imaging program, expansion of market share program, development product program, service enhancement program and open and universal communication program.</p>https://ejournal.unida.gontor.ac.id/index.php/JEI/article/view/163tantanganstrategiperbankan syariah
spellingShingle Muhammad Iqbal Fasa
TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
Islamic Economics Journal
tantangan
strategi
perbankan syariah
title TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
title_full TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
title_fullStr TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
title_full_unstemmed TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
title_short TANTANGAN DAN STRATEGI PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
title_sort tantangan dan strategi perkembangan perbankan syariah di indonesia
topic tantangan
strategi
perbankan syariah
url https://ejournal.unida.gontor.ac.id/index.php/JEI/article/view/163
work_keys_str_mv AT muhammadiqbalfasa tantangandanstrategiperkembanganperbankansyariahdiindonesia