Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured
This Paper Discusses Due To The Legal Failure To Pay By The Insurance On The Insurance Policy Of The Insured. The agreement between the two parties insured (insurance company) and the insured (policy holder) at the time of making an insurance policy is important, because insurance or coverage is a f...
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Format: | Article |
Language: | English |
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Universitas Lambung Mangkurat
2022-03-01
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Series: | Lambung Mangkurat Law Journal |
Subjects: | |
Online Access: | https://lamlaj.ulm.ac.id/web/index.php/abc/article/view/288 |
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author | Berliane Rezty Anggriheny Regina Yusticia Nababan |
author_facet | Berliane Rezty Anggriheny Regina Yusticia Nababan |
author_sort | Berliane Rezty Anggriheny |
collection | DOAJ |
description | This Paper Discusses Due To The Legal Failure To Pay By The Insurance On The Insurance Policy Of The Insured. The agreement between the two parties insured (insurance company) and the insured (policy holder) at the time of making an insurance policy is important, because insurance or coverage is a form of agreement. In recent years, Indonesia has been shocked by the number of insurance cases, which has made policyholders from any insurance company to be wary or worried about their money that has entered the insurance company. These policy holders (insured) seek justice and legal certainty by taking various legal methods. This normative research uses the method of legislation and a conceptual approach. This paper aims to analyze the legal consequences of the insurer failing to pay on the rights of the insured and the legal protection for the insured affected by the default. The results of this study indicate that legal remedies that can be taken by the Insured to minimize losses are one of them by paying attention to the time limit for granting claims and benefits that have been agreed in the Insurance Policy which is generally 30 (thirty) days after the agreement. The Financial Services Authority has the authority to ask the Insurer to stop activities if it has the potential to harm the community. It is also authorized to facilitate the settlement of consumer complaints that have been harmed by actors in financial service institutions (Insurers). |
first_indexed | 2024-04-11T23:19:19Z |
format | Article |
id | doaj.art-b2cf6c4eac374625a77ef699130f595d |
institution | Directory Open Access Journal |
issn | 2502-3136 2502-3128 |
language | English |
last_indexed | 2024-04-11T23:19:19Z |
publishDate | 2022-03-01 |
publisher | Universitas Lambung Mangkurat |
record_format | Article |
series | Lambung Mangkurat Law Journal |
spelling | doaj.art-b2cf6c4eac374625a77ef699130f595d2022-12-22T03:57:32ZengUniversitas Lambung MangkuratLambung Mangkurat Law Journal2502-31362502-31282022-03-0171294410.32801/lamlaj.v7i1.288121Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the InsuredBerliane Rezty Anggriheny0Regina Yusticia Nababan1Master of Notary, Faculty of Law, Airlangga UniversityMaster of Notary, Faculty of Law, Airlangga UniversityThis Paper Discusses Due To The Legal Failure To Pay By The Insurance On The Insurance Policy Of The Insured. The agreement between the two parties insured (insurance company) and the insured (policy holder) at the time of making an insurance policy is important, because insurance or coverage is a form of agreement. In recent years, Indonesia has been shocked by the number of insurance cases, which has made policyholders from any insurance company to be wary or worried about their money that has entered the insurance company. These policy holders (insured) seek justice and legal certainty by taking various legal methods. This normative research uses the method of legislation and a conceptual approach. This paper aims to analyze the legal consequences of the insurer failing to pay on the rights of the insured and the legal protection for the insured affected by the default. The results of this study indicate that legal remedies that can be taken by the Insured to minimize losses are one of them by paying attention to the time limit for granting claims and benefits that have been agreed in the Insurance Policy which is generally 30 (thirty) days after the agreement. The Financial Services Authority has the authority to ask the Insurer to stop activities if it has the potential to harm the community. It is also authorized to facilitate the settlement of consumer complaints that have been harmed by actors in financial service institutions (Insurers).https://lamlaj.ulm.ac.id/web/index.php/abc/article/view/288failure to payinsurance companyisurance policy |
spellingShingle | Berliane Rezty Anggriheny Regina Yusticia Nababan Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured Lambung Mangkurat Law Journal failure to pay insurance company isurance policy |
title | Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured |
title_full | Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured |
title_fullStr | Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured |
title_full_unstemmed | Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured |
title_short | Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured |
title_sort | due to the legal failure to pay by the insurance of the insurance policy of the insured |
topic | failure to pay insurance company isurance policy |
url | https://lamlaj.ulm.ac.id/web/index.php/abc/article/view/288 |
work_keys_str_mv | AT berlianereztyanggriheny duetothelegalfailuretopaybytheinsuranceoftheinsurancepolicyoftheinsured AT reginayusticianababan duetothelegalfailuretopaybytheinsuranceoftheinsurancepolicyoftheinsured |