Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured

This Paper Discusses Due To The Legal Failure To Pay By The Insurance On The Insurance Policy Of The Insured. The agreement between the two parties insured (insurance company) and the insured (policy holder) at the time of making an insurance policy is important, because insurance or coverage is a f...

Full description

Bibliographic Details
Main Authors: Berliane Rezty Anggriheny, Regina Yusticia Nababan
Format: Article
Language:English
Published: Universitas Lambung Mangkurat 2022-03-01
Series:Lambung Mangkurat Law Journal
Subjects:
Online Access:https://lamlaj.ulm.ac.id/web/index.php/abc/article/view/288
_version_ 1798045252197548032
author Berliane Rezty Anggriheny
Regina Yusticia Nababan
author_facet Berliane Rezty Anggriheny
Regina Yusticia Nababan
author_sort Berliane Rezty Anggriheny
collection DOAJ
description This Paper Discusses Due To The Legal Failure To Pay By The Insurance On The Insurance Policy Of The Insured. The agreement between the two parties insured (insurance company) and the insured (policy holder) at the time of making an insurance policy is important, because insurance or coverage is a form of agreement. In recent years, Indonesia has been shocked by the number of insurance cases, which has made policyholders from any insurance company to be wary or worried about their money that has entered the insurance company. These policy holders (insured) seek justice and legal certainty by taking various legal methods. This normative research uses the method of legislation and a conceptual approach. This paper aims to analyze the legal consequences of the insurer failing to pay on the rights of the insured and the legal protection for the insured affected by the default. The results of this study indicate that legal remedies that can be taken by the Insured to minimize losses are one of them by paying attention to the time limit for granting claims and benefits that have been agreed in the Insurance Policy which is generally 30 (thirty) days after the agreement. The Financial Services Authority has the authority to ask the Insurer to stop activities if it has the potential to harm the community. It is also authorized to facilitate the settlement of consumer complaints that have been harmed by actors in financial service institutions (Insurers).
first_indexed 2024-04-11T23:19:19Z
format Article
id doaj.art-b2cf6c4eac374625a77ef699130f595d
institution Directory Open Access Journal
issn 2502-3136
2502-3128
language English
last_indexed 2024-04-11T23:19:19Z
publishDate 2022-03-01
publisher Universitas Lambung Mangkurat
record_format Article
series Lambung Mangkurat Law Journal
spelling doaj.art-b2cf6c4eac374625a77ef699130f595d2022-12-22T03:57:32ZengUniversitas Lambung MangkuratLambung Mangkurat Law Journal2502-31362502-31282022-03-0171294410.32801/lamlaj.v7i1.288121Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the InsuredBerliane Rezty Anggriheny0Regina Yusticia Nababan1Master of Notary, Faculty of Law, Airlangga UniversityMaster of Notary, Faculty of Law, Airlangga UniversityThis Paper Discusses Due To The Legal Failure To Pay By The Insurance On The Insurance Policy Of The Insured. The agreement between the two parties insured (insurance company) and the insured (policy holder) at the time of making an insurance policy is important, because insurance or coverage is a form of agreement. In recent years, Indonesia has been shocked by the number of insurance cases, which has made policyholders from any insurance company to be wary or worried about their money that has entered the insurance company. These policy holders (insured) seek justice and legal certainty by taking various legal methods. This normative research uses the method of legislation and a conceptual approach. This paper aims to analyze the legal consequences of the insurer failing to pay on the rights of the insured and the legal protection for the insured affected by the default. The results of this study indicate that legal remedies that can be taken by the Insured to minimize losses are one of them by paying attention to the time limit for granting claims and benefits that have been agreed in the Insurance Policy which is generally 30 (thirty) days after the agreement. The Financial Services Authority has the authority to ask the Insurer to stop activities if it has the potential to harm the community. It is also authorized to facilitate the settlement of consumer complaints that have been harmed by actors in financial service institutions (Insurers).https://lamlaj.ulm.ac.id/web/index.php/abc/article/view/288failure to payinsurance companyisurance policy
spellingShingle Berliane Rezty Anggriheny
Regina Yusticia Nababan
Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured
Lambung Mangkurat Law Journal
failure to pay
insurance company
isurance policy
title Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured
title_full Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured
title_fullStr Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured
title_full_unstemmed Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured
title_short Due to the Legal Failure to Pay by the Insurance of the Insurance Policy of the Insured
title_sort due to the legal failure to pay by the insurance of the insurance policy of the insured
topic failure to pay
insurance company
isurance policy
url https://lamlaj.ulm.ac.id/web/index.php/abc/article/view/288
work_keys_str_mv AT berlianereztyanggriheny duetothelegalfailuretopaybytheinsuranceoftheinsurancepolicyoftheinsured
AT reginayusticianababan duetothelegalfailuretopaybytheinsuranceoftheinsurancepolicyoftheinsured