Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur

Credit take over is a payment made by a third party to a creditor, who will replace his position as a new creditor to the debtor. The absence of standard rules regarding the implementation of credit take over has resulted in non-standardization of the credit take over implementation process. The pur...

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Main Author: Febry Firmansyah
Format: Article
Language:English
Published: University of Merdeka Malang 2021-09-01
Series:Jurnal Cakrawala Hukum
Subjects:
Online Access:https://jurnal.unmer.ac.id/index.php/jch/article/view/5812
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author Febry Firmansyah
author_facet Febry Firmansyah
author_sort Febry Firmansyah
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description Credit take over is a payment made by a third party to a creditor, who will replace his position as a new creditor to the debtor. The absence of standard rules regarding the implementation of credit take over has resulted in non-standardization of the credit take over implementation process. The purpose of this article is to examine the legal protection of the parties in implementing the take over at Bank Jatim Banyuwangi Branch. This type of research is empirical legal research where the study was conducted at Bank Jatim Banyuwangi Branch. The results of research conducted by a Notary/PPAT in Banyuwangi are included in the category of subrogation by way of law (Article 1403 of the Civil Code). In the implementation of take over credit protection is obtained through the re-signing of the SKMHT at the time of the Roya Letter, and a certificate of proof of ownership of the guarantee has been physically issued by the initial creditor. The implementation of the take over for new creditors at Bank Jatim Banyuwangi Branch is obtained through the re-signing of the SKMHT which is the basis for making APHT when the roya letter, proof of credit repayment, and certificate of proof of collateral ownership have been physically issued by the initial creditor (bank). The initial check before the certificate of proof of ownership is issued by the initial creditor is carried out by issuing a Land Registration Certificate (SKPT) through the BPN. How to cite item: Firmansyah, F. (2021). Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur. Jurnal Cakrawala Hukum, 12(2), 178-186. doi:https://doi.org/10.26905/idjch.v12i2.5812
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spelling doaj.art-b405af35b8f24b3db448dae0e233aebf2023-03-27T08:55:32ZengUniversity of Merdeka MalangJurnal Cakrawala Hukum2356-49622598-65382021-09-0112217818610.26905/idjch.v12i2.58122787Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada krediturFebry Firmansyah0Universitas Merdeka MalangCredit take over is a payment made by a third party to a creditor, who will replace his position as a new creditor to the debtor. The absence of standard rules regarding the implementation of credit take over has resulted in non-standardization of the credit take over implementation process. The purpose of this article is to examine the legal protection of the parties in implementing the take over at Bank Jatim Banyuwangi Branch. This type of research is empirical legal research where the study was conducted at Bank Jatim Banyuwangi Branch. The results of research conducted by a Notary/PPAT in Banyuwangi are included in the category of subrogation by way of law (Article 1403 of the Civil Code). In the implementation of take over credit protection is obtained through the re-signing of the SKMHT at the time of the Roya Letter, and a certificate of proof of ownership of the guarantee has been physically issued by the initial creditor. The implementation of the take over for new creditors at Bank Jatim Banyuwangi Branch is obtained through the re-signing of the SKMHT which is the basis for making APHT when the roya letter, proof of credit repayment, and certificate of proof of collateral ownership have been physically issued by the initial creditor (bank). The initial check before the certificate of proof of ownership is issued by the initial creditor is carried out by issuing a Land Registration Certificate (SKPT) through the BPN. How to cite item: Firmansyah, F. (2021). Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur. Jurnal Cakrawala Hukum, 12(2), 178-186. doi:https://doi.org/10.26905/idjch.v12i2.5812https://jurnal.unmer.ac.id/index.php/jch/article/view/5812protection on the law, intermediate, creditor.
spellingShingle Febry Firmansyah
Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur
Jurnal Cakrawala Hukum
protection on the law, intermediate, creditor.
title Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur
title_full Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur
title_fullStr Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur
title_full_unstemmed Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur
title_short Perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur
title_sort perlindungan hukum terhadap kreditur selaku pengambil alih kredit pada kreditur
topic protection on the law, intermediate, creditor.
url https://jurnal.unmer.ac.id/index.php/jch/article/view/5812
work_keys_str_mv AT febryfirmansyah perlindunganhukumterhadapkrediturselakupengambilalihkreditpadakreditur