Factors affecting Jordanian electronic banking services

This study aimed to identify the factors influencing on electronic banking services provided by Jordanian banks. Perceived usefulness, ease of use, trust, privacy and security and convenience are the factors investigated in this study. A sample of 300 clients working at King Abdullah University Hosp...

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Main Authors: Hassan Rawwash, Fawzieh Masa'd, Odai Enaizan, Bilal Eanizan, Mohammad J Adaileh, Ashraf Musa Saleh, Ra'd Almestarihi
Format: Article
Language:English
Published: Growing Science 2020-04-01
Series:Management Science Letters
Subjects:
Online Access:http://www.growingscience.com/msl/Vol10/msl_2019_287.pdf
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author Hassan Rawwash
Fawzieh Masa'd
Odai Enaizan
Bilal Eanizan
Mohammad J Adaileh
Ashraf Musa Saleh
Ra'd Almestarihi
author_facet Hassan Rawwash
Fawzieh Masa'd
Odai Enaizan
Bilal Eanizan
Mohammad J Adaileh
Ashraf Musa Saleh
Ra'd Almestarihi
author_sort Hassan Rawwash
collection DOAJ
description This study aimed to identify the factors influencing on electronic banking services provided by Jordanian banks. Perceived usefulness, ease of use, trust, privacy and security and convenience are the factors investigated in this study. A sample of 300 clients working at King Abdullah University Hospital staff who were active bank accounts in different local banks in Jordan was selected, randomly. To collect the primary data, the study used a questionnaire design based on a 5-point scale. Results of the study found that perceived usefulness, ease of use, trust and privacy directly and positively influenced on e-banking usage. Convenience was found to have no effect on e-banking services. The study recommends that an understanding the factors affecting e-banking is very essential for the practitioners who seek new ways of banking services in the current competitive environment.
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spelling doaj.art-b42a7a3d34e64350bd2f10acdde866412022-12-21T18:29:02ZengGrowing ScienceManagement Science Letters1923-93351923-93432020-04-0110491592210.5267/j.msl.2019.10.004Factors affecting Jordanian electronic banking servicesHassan RawwashFawzieh Masa'dOdai EnaizanBilal EanizanMohammad J AdailehAshraf Musa SalehRa'd Almestarihi This study aimed to identify the factors influencing on electronic banking services provided by Jordanian banks. Perceived usefulness, ease of use, trust, privacy and security and convenience are the factors investigated in this study. A sample of 300 clients working at King Abdullah University Hospital staff who were active bank accounts in different local banks in Jordan was selected, randomly. To collect the primary data, the study used a questionnaire design based on a 5-point scale. Results of the study found that perceived usefulness, ease of use, trust and privacy directly and positively influenced on e-banking usage. Convenience was found to have no effect on e-banking services. The study recommends that an understanding the factors affecting e-banking is very essential for the practitioners who seek new ways of banking services in the current competitive environment.http://www.growingscience.com/msl/Vol10/msl_2019_287.pdfJordanBanksElectronic bankingServicesInformation Technology
spellingShingle Hassan Rawwash
Fawzieh Masa'd
Odai Enaizan
Bilal Eanizan
Mohammad J Adaileh
Ashraf Musa Saleh
Ra'd Almestarihi
Factors affecting Jordanian electronic banking services
Management Science Letters
Jordan
Banks
Electronic banking
Services
Information Technology
title Factors affecting Jordanian electronic banking services
title_full Factors affecting Jordanian electronic banking services
title_fullStr Factors affecting Jordanian electronic banking services
title_full_unstemmed Factors affecting Jordanian electronic banking services
title_short Factors affecting Jordanian electronic banking services
title_sort factors affecting jordanian electronic banking services
topic Jordan
Banks
Electronic banking
Services
Information Technology
url http://www.growingscience.com/msl/Vol10/msl_2019_287.pdf
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AT bilaleanizan factorsaffectingjordanianelectronicbankingservices
AT mohammadjadaileh factorsaffectingjordanianelectronicbankingservices
AT ashrafmusasaleh factorsaffectingjordanianelectronicbankingservices
AT radalmestarihi factorsaffectingjordanianelectronicbankingservices