Assessing land titles application and uptake in regularised informal settlements in Tanzania
Informal settlements are increasingly becoming a concern for many developing countries. Most of the people living in informal settlements do not have formal property ownership documents. As a result, properties in such settlements have relatively less value and security of tenure and thus can hardly...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Taylor & Francis Group
2018-09-01
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| Series: | International Journal of Urban Sustainable Development |
| Subjects: | |
| Online Access: | http://dx.doi.org/10.1080/19463138.2018.1536661 |
| _version_ | 1797678247086915584 |
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| author | Moses M. Kusiluka Dorice M. Chiwambo |
| author_facet | Moses M. Kusiluka Dorice M. Chiwambo |
| author_sort | Moses M. Kusiluka |
| collection | DOAJ |
| description | Informal settlements are increasingly becoming a concern for many developing countries. Most of the people living in informal settlements do not have formal property ownership documents. As a result, properties in such settlements have relatively less value and security of tenure and thus can hardly be used as collateral for credit. Giving property owners formal land ownership documents through informal settlements regularisation is one of the measures to address the problem. Using six regularised settlements in Tanzania and employing institutional approach, this paper identifies and assesses factors affecting land title application and uptake. Findings show that title application rate and uptake are still low mainly due to inhibitive institutional constraints such as negative customs and beliefs; poverty; high lending rates; low financial literacy; land related taxes and charges and; outdated laws. These findings underscore the imperativeness of undertaking a comprehensive institutional environment analysis while designing and executing regularisation projects. |
| first_indexed | 2024-03-11T22:56:58Z |
| format | Article |
| id | doaj.art-b6b74d3a57134c4bb7943409ca80a892 |
| institution | Directory Open Access Journal |
| issn | 1946-3138 1946-3146 |
| language | English |
| last_indexed | 2024-03-11T22:56:58Z |
| publishDate | 2018-09-01 |
| publisher | Taylor & Francis Group |
| record_format | Article |
| series | International Journal of Urban Sustainable Development |
| spelling | doaj.art-b6b74d3a57134c4bb7943409ca80a8922023-09-21T15:28:39ZengTaylor & Francis GroupInternational Journal of Urban Sustainable Development1946-31381946-31462018-09-0110327929110.1080/19463138.2018.15366611536661Assessing land titles application and uptake in regularised informal settlements in TanzaniaMoses M. Kusiluka0Dorice M. Chiwambo1Ardhi UniversityArdhi UniversityInformal settlements are increasingly becoming a concern for many developing countries. Most of the people living in informal settlements do not have formal property ownership documents. As a result, properties in such settlements have relatively less value and security of tenure and thus can hardly be used as collateral for credit. Giving property owners formal land ownership documents through informal settlements regularisation is one of the measures to address the problem. Using six regularised settlements in Tanzania and employing institutional approach, this paper identifies and assesses factors affecting land title application and uptake. Findings show that title application rate and uptake are still low mainly due to inhibitive institutional constraints such as negative customs and beliefs; poverty; high lending rates; low financial literacy; land related taxes and charges and; outdated laws. These findings underscore the imperativeness of undertaking a comprehensive institutional environment analysis while designing and executing regularisation projects.http://dx.doi.org/10.1080/19463138.2018.1536661informal settlements regularisationland title uptaketitle as collateralland title applicationtanzania |
| spellingShingle | Moses M. Kusiluka Dorice M. Chiwambo Assessing land titles application and uptake in regularised informal settlements in Tanzania International Journal of Urban Sustainable Development informal settlements regularisation land title uptake title as collateral land title application tanzania |
| title | Assessing land titles application and uptake in regularised informal settlements in Tanzania |
| title_full | Assessing land titles application and uptake in regularised informal settlements in Tanzania |
| title_fullStr | Assessing land titles application and uptake in regularised informal settlements in Tanzania |
| title_full_unstemmed | Assessing land titles application and uptake in regularised informal settlements in Tanzania |
| title_short | Assessing land titles application and uptake in regularised informal settlements in Tanzania |
| title_sort | assessing land titles application and uptake in regularised informal settlements in tanzania |
| topic | informal settlements regularisation land title uptake title as collateral land title application tanzania |
| url | http://dx.doi.org/10.1080/19463138.2018.1536661 |
| work_keys_str_mv | AT mosesmkusiluka assessinglandtitlesapplicationanduptakeinregularisedinformalsettlementsintanzania AT doricemchiwambo assessinglandtitlesapplicationanduptakeinregularisedinformalsettlementsintanzania |