FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA

This study examined the effect of financial knowledge and internal locus of control on financial management behavior with financial attitude as a mediating variable among working students in the creative industry in Surabaya. This study used a quantitative approach with a survey method obtained thr...

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Main Authors: Felicia Angelica Manopo, Mariana Ing Malelak
Format: Article
Language:English
Published: Universitas Nusa Cendana 2023-11-01
Series:Journal of Management Small and Medium Enterprises (SME's)
Subjects:
Online Access:https://ejurnal.undana.ac.id/index.php/JEM/article/view/11909
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author Felicia Angelica Manopo
Mariana Ing Malelak
author_facet Felicia Angelica Manopo
Mariana Ing Malelak
author_sort Felicia Angelica Manopo
collection DOAJ
description This study examined the effect of financial knowledge and internal locus of control on financial management behavior with financial attitude as a mediating variable among working students in the creative industry in Surabaya. This study used a quantitative approach with a survey method obtained through an online questionnaire made with Google Forms. The analysis method used in this study is Structural Equation Modeling (SEM), with Partial Least Squares (PLS) using SmartPLS. Samples were chosen using the purposive sampling method so that the total sample size was 270 people. The results of this study proved that financial knowledge, financial attitude, and internal locus of control had a significant effect on financial management behavior. Also, financial attitude mediates the effect of financial knowledge on financial management behavior. However, the results of this study should be treated with caution due to the small sample size, which results in narrowing this study.   Keywords: Financial Knowledge; Financial Attitude; Financial Management Behavior; Internal Locus of Control
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spelling doaj.art-b7d302ef1b0e46ee93c18616d29e4a022023-11-02T07:23:33ZengUniversitas Nusa CendanaJournal of Management Small and Medium Enterprises (SME's)2502-23852723-469X2023-11-0116310.35508/jom.v16i3.11909FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYAFelicia Angelica Manopo0Mariana Ing Malelak1Finance and Investment Program, School of Business and Management, Petra Christian UniversityFinance and Investment Program, School of Business and Management, Petra Christian University This study examined the effect of financial knowledge and internal locus of control on financial management behavior with financial attitude as a mediating variable among working students in the creative industry in Surabaya. This study used a quantitative approach with a survey method obtained through an online questionnaire made with Google Forms. The analysis method used in this study is Structural Equation Modeling (SEM), with Partial Least Squares (PLS) using SmartPLS. Samples were chosen using the purposive sampling method so that the total sample size was 270 people. The results of this study proved that financial knowledge, financial attitude, and internal locus of control had a significant effect on financial management behavior. Also, financial attitude mediates the effect of financial knowledge on financial management behavior. However, the results of this study should be treated with caution due to the small sample size, which results in narrowing this study.   Keywords: Financial Knowledge; Financial Attitude; Financial Management Behavior; Internal Locus of Control https://ejurnal.undana.ac.id/index.php/JEM/article/view/11909Financial KnowledgeFinancial AttitudeFinancial Management BehaviorInternal Locus of Control
spellingShingle Felicia Angelica Manopo
Mariana Ing Malelak
FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA
Journal of Management Small and Medium Enterprises (SME's)
Financial Knowledge
Financial Attitude
Financial Management Behavior
Internal Locus of Control
title FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA
title_full FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA
title_fullStr FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA
title_full_unstemmed FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA
title_short FINANCIAL MANAGEMENT BEHAVIOR OF WORKING STUDENTS IN THE CREATIVE INDUSTRY IN SURABAYA
title_sort financial management behavior of working students in the creative industry in surabaya
topic Financial Knowledge
Financial Attitude
Financial Management Behavior
Internal Locus of Control
url https://ejurnal.undana.ac.id/index.php/JEM/article/view/11909
work_keys_str_mv AT feliciaangelicamanopo financialmanagementbehaviorofworkingstudentsinthecreativeindustryinsurabaya
AT marianaingmalelak financialmanagementbehaviorofworkingstudentsinthecreativeindustryinsurabaya