Influence of Commercial Insurance Purchase on the Health Status of Chinese Residents

Under the context of rapid economic and social development, and growing demands for a better life, Chinese residents have been increasingly concerned with their health status and issues. In this study, the internal relations between the purchase of commercial insurance by residents and their health...

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Main Authors: Bao-Chang Xu, Xiu-Juan Li, Meng-Yao Gao
Format: Article
Language:English
Published: Frontiers Media S.A. 2021-09-01
Series:Frontiers in Public Health
Subjects:
Online Access:https://www.frontiersin.org/articles/10.3389/fpubh.2021.752530/full
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author Bao-Chang Xu
Xiu-Juan Li
Meng-Yao Gao
author_facet Bao-Chang Xu
Xiu-Juan Li
Meng-Yao Gao
author_sort Bao-Chang Xu
collection DOAJ
description Under the context of rapid economic and social development, and growing demands for a better life, Chinese residents have been increasingly concerned with their health status and issues. In this study, the internal relations between the purchase of commercial insurance by residents and their health status are analyzed and studied with a polytomous logit model based on the data of Chinese General Social Survey (CGSS) in 2015. According to the research result, purchase of commercial insurance significantly improved the health status of residents, with an improving effect for rural residents apparently better than that among urban residents. In addition, purchase of commercial insurance can promote the health status of residents by increasing their household income. This research will provide an effective reference for the innovative development and medical reform of the commercial insurance of China in the future, which is theoretically and practically significant to the implementation of the Healthy China Strategy.
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spelling doaj.art-b7d7bbb387864966ae1f59f0bea8b8fa2022-12-21T22:32:53ZengFrontiers Media S.A.Frontiers in Public Health2296-25652021-09-01910.3389/fpubh.2021.752530752530Influence of Commercial Insurance Purchase on the Health Status of Chinese ResidentsBao-Chang XuXiu-Juan LiMeng-Yao GaoUnder the context of rapid economic and social development, and growing demands for a better life, Chinese residents have been increasingly concerned with their health status and issues. In this study, the internal relations between the purchase of commercial insurance by residents and their health status are analyzed and studied with a polytomous logit model based on the data of Chinese General Social Survey (CGSS) in 2015. According to the research result, purchase of commercial insurance significantly improved the health status of residents, with an improving effect for rural residents apparently better than that among urban residents. In addition, purchase of commercial insurance can promote the health status of residents by increasing their household income. This research will provide an effective reference for the innovative development and medical reform of the commercial insurance of China in the future, which is theoretically and practically significant to the implementation of the Healthy China Strategy.https://www.frontiersin.org/articles/10.3389/fpubh.2021.752530/fullcommercial insurancehealth statusChinaordered logitCGSS2015
spellingShingle Bao-Chang Xu
Xiu-Juan Li
Meng-Yao Gao
Influence of Commercial Insurance Purchase on the Health Status of Chinese Residents
Frontiers in Public Health
commercial insurance
health status
China
ordered logit
CGSS2015
title Influence of Commercial Insurance Purchase on the Health Status of Chinese Residents
title_full Influence of Commercial Insurance Purchase on the Health Status of Chinese Residents
title_fullStr Influence of Commercial Insurance Purchase on the Health Status of Chinese Residents
title_full_unstemmed Influence of Commercial Insurance Purchase on the Health Status of Chinese Residents
title_short Influence of Commercial Insurance Purchase on the Health Status of Chinese Residents
title_sort influence of commercial insurance purchase on the health status of chinese residents
topic commercial insurance
health status
China
ordered logit
CGSS2015
url https://www.frontiersin.org/articles/10.3389/fpubh.2021.752530/full
work_keys_str_mv AT baochangxu influenceofcommercialinsurancepurchaseonthehealthstatusofchineseresidents
AT xiujuanli influenceofcommercialinsurancepurchaseonthehealthstatusofchineseresidents
AT mengyaogao influenceofcommercialinsurancepurchaseonthehealthstatusofchineseresidents