Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen District

The goal of this study was to empirically evaluate the association between perceived threat and anxiety on coping behaviors (protective action, seeking help, avoidance) of Kebumen district e-banking users. By disseminating surveys via a Google form, 121 study samples were acquired. Purposive sampli...

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Main Author: Arya Samudra Mahardhika
Format: Article
Language:Indonesian
Published: Universitas Nahdlatul Ulama Surabaya 2023-12-01
Series:Accounting and Management Journal
Subjects:
Online Access:https://journal2.unusa.ac.id/index.php/AMJ/article/view/5345
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author Arya Samudra Mahardhika
author_facet Arya Samudra Mahardhika
author_sort Arya Samudra Mahardhika
collection DOAJ
description The goal of this study was to empirically evaluate the association between perceived threat and anxiety on coping behaviors (protective action, seeking help, avoidance) of Kebumen district e-banking users. By disseminating surveys via a Google form, 121 study samples were acquired. Purposive sampling was utilized in this study, with the criteria of respondents obtained by e-banking. In this work, structural equation modeling is used to evaluate hypotheses using the WarpPLS version 7.0 program. The findings of hypothesis testing demonstrate that perceived threats and anxiety have an influence on coping behavior; however, there is no evidence that perceived threats lead to avoidance. According to the findings of this study, threats have no effect on respondents' usage of e-banking because it has become a daily requirement.
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spelling doaj.art-b7ea699593b94e21bfa131c2bb10f8c52024-02-27T04:47:15ZindUniversitas Nahdlatul Ulama SurabayaAccounting and Management Journal2579-96062579-96142023-12-017210.33086/amj.v7i2.5345Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen DistrictArya Samudra Mahardhika0Universitas Putra Bangsa The goal of this study was to empirically evaluate the association between perceived threat and anxiety on coping behaviors (protective action, seeking help, avoidance) of Kebumen district e-banking users. By disseminating surveys via a Google form, 121 study samples were acquired. Purposive sampling was utilized in this study, with the criteria of respondents obtained by e-banking. In this work, structural equation modeling is used to evaluate hypotheses using the WarpPLS version 7.0 program. The findings of hypothesis testing demonstrate that perceived threats and anxiety have an influence on coping behavior; however, there is no evidence that perceived threats lead to avoidance. According to the findings of this study, threats have no effect on respondents' usage of e-banking because it has become a daily requirement. https://journal2.unusa.ac.id/index.php/AMJ/article/view/5345E-BankingAnxietyCoping BehaviorPerceived Threat
spellingShingle Arya Samudra Mahardhika
Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen District
Accounting and Management Journal
E-Banking
Anxiety
Coping Behavior
Perceived Threat
title Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen District
title_full Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen District
title_fullStr Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen District
title_full_unstemmed Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen District
title_short Unlocking E-Banking Behavior: Unraveling the Impact of Perceived Threat and Anxiety on Coping Strategies in Kebumen District
title_sort unlocking e banking behavior unraveling the impact of perceived threat and anxiety on coping strategies in kebumen district
topic E-Banking
Anxiety
Coping Behavior
Perceived Threat
url https://journal2.unusa.ac.id/index.php/AMJ/article/view/5345
work_keys_str_mv AT aryasamudramahardhika unlockingebankingbehaviorunravelingtheimpactofperceivedthreatandanxietyoncopingstrategiesinkebumendistrict