Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region

One of the obstacles that has caused agricultural sector not to reach significant and expected growth is shortage of short, medium and long–term funds to finance various activities of this sector. This study aims at investigating the economic impacts of credits granted by Agricultural bank on fa...

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Main Authors: Nader Barani, Mohammad Hossein Menhaj, Esmaeil Ramezanpoor, Mahmud Ahmadpoor Borazjani
Format: Article
Language:English
Published: Islamic Azad University 2015-06-01
Series:International Journal of Agricultural Management and Development
Subjects:
Online Access:http://ijamad.iaurasht.ac.ir/article_513172_2059f9f30a55ee37994f4caa6656305f.pdf
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author Nader Barani
Mohammad Hossein Menhaj
Esmaeil Ramezanpoor
Mahmud Ahmadpoor Borazjani
author_facet Nader Barani
Mohammad Hossein Menhaj
Esmaeil Ramezanpoor
Mahmud Ahmadpoor Borazjani
author_sort Nader Barani
collection DOAJ
description One of the obstacles that has caused agricultural sector not to reach significant and expected growth is shortage of short, medium and long–term funds to finance various activities of this sector. This study aims at investigating the economic impacts of credits granted by Agricultural bank on farmers on Hirmand region. The statistical population of the survey included 4691 farmers of Hirmand region and the sample size were 117 farmers who had received loan from agricultural bank at least once during 2006-2011. The Sample was selected using simple random sampling and questionnaires were distributed among them. The results from t-Test showed that significant level for income manufacturing variants was 0.000 and for investment and livelihood variants were 0.014 and 0.077, respectively. This significantly levels suggest that received loan from bank has increased income and production, the living conditions of borrowers, economic profitability and increased productivity.
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spelling doaj.art-b973ed395b05482d8ff640784cfc30542022-12-21T17:25:16ZengIslamic Azad UniversityInternational Journal of Agricultural Management and Development2159-58522159-58602015-06-0152738010.5455/ijamd.164272Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand RegionNader Barani0Mohammad Hossein Menhaj1 Esmaeil Ramezanpoor 2Mahmud Ahmadpoor Borazjani3Graduate Student of Rural Development, Department of Agricultural Economics, University of Guilan, Rasht, Iran. Assistant Professor Department of Agricultural Economics, University of Guilan, Iran.Assistant Professor, Management Department, University of Guilan, IranAssistant Professor Department of Agricultural Economics, University of Zabol, IranOne of the obstacles that has caused agricultural sector not to reach significant and expected growth is shortage of short, medium and long–term funds to finance various activities of this sector. This study aims at investigating the economic impacts of credits granted by Agricultural bank on farmers on Hirmand region. The statistical population of the survey included 4691 farmers of Hirmand region and the sample size were 117 farmers who had received loan from agricultural bank at least once during 2006-2011. The Sample was selected using simple random sampling and questionnaires were distributed among them. The results from t-Test showed that significant level for income manufacturing variants was 0.000 and for investment and livelihood variants were 0.014 and 0.077, respectively. This significantly levels suggest that received loan from bank has increased income and production, the living conditions of borrowers, economic profitability and increased productivity.http://ijamad.iaurasht.ac.ir/article_513172_2059f9f30a55ee37994f4caa6656305f.pdfAgricultural sectorCreditAgricultural BankEconomic impactsLoanHirmand region
spellingShingle Nader Barani
Mohammad Hossein Menhaj
Esmaeil Ramezanpoor
Mahmud Ahmadpoor Borazjani
Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region
International Journal of Agricultural Management and Development
Agricultural sector
Credit
Agricultural Bank
Economic impacts
Loan
Hirmand region
title Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region
title_full Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region
title_fullStr Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region
title_full_unstemmed Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region
title_short Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region
title_sort investigating the impacts of credits granted by agricultural bank of iran on economic conditions of farmers in hirmand region
topic Agricultural sector
Credit
Agricultural Bank
Economic impacts
Loan
Hirmand region
url http://ijamad.iaurasht.ac.ir/article_513172_2059f9f30a55ee37994f4caa6656305f.pdf
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