Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang
The purpose of this research is to know the mechanism of product BSM Gold Installments financing, the strategy used by Bank Syariah Mandiri in managing the risk, and the impact of the strategy implemented by Bank Syariah Mandiri. The method of collecting data used in this research is direct intervie...
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| Format: | Article |
| Language: | English |
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University of Muhammadiyah Malang
2017-02-01
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| Series: | Falah: Jurnal Ekonomi Syariah |
| Online Access: | http://ejournal.umm.ac.id/index.php/JES/article/view/4362 |
| _version_ | 1819173823092621312 |
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| author | Tk. Umar Johan & Muslihati |
| author_facet | Tk. Umar Johan & Muslihati |
| author_sort | Tk. Umar Johan & Muslihati |
| collection | DOAJ |
| description | The purpose of this research is to know the mechanism of product BSM Gold Installments financing, the strategy used by Bank Syariah Mandiri in managing the risk, and the impact of the strategy implemented by Bank Syariah Mandiri. The method of collecting data used in this research is direct interviews to relevant sources and collection of supporting considered documents. The results of this observation indicate that: first, the risk management strategy in BSM Gold Installments can be separated to four stages: identifying risk, measuring risk, controlling risk and monitoring risk. Second, the implementation of risk management strategy of BSM Gold Installments has had a significant impact on the low of risk. In fact the selling price of BSM Gold Installment of Bank Syariah Mandiri increased every year. On March 2015, the price of one gram gold reach on Rp. 543,000 and increase up to Rp. 578,000 per gram on March 2017. |
| first_indexed | 2024-12-22T20:29:12Z |
| format | Article |
| id | doaj.art-bd293ea03e5149e9a50650415a218cfb |
| institution | Directory Open Access Journal |
| issn | 2502-3918 2502-7824 |
| language | English |
| last_indexed | 2024-12-22T20:29:12Z |
| publishDate | 2017-02-01 |
| publisher | University of Muhammadiyah Malang |
| record_format | Article |
| series | Falah: Jurnal Ekonomi Syariah |
| spelling | doaj.art-bd293ea03e5149e9a50650415a218cfb2022-12-21T18:13:39ZengUniversity of Muhammadiyah MalangFalah: Jurnal Ekonomi Syariah2502-39182502-78242017-02-012110912710.22219/jes.v2i1.43623749Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta MalangTk. Umar Johan & Muslihati0Universitas Muhammadiyah MalangThe purpose of this research is to know the mechanism of product BSM Gold Installments financing, the strategy used by Bank Syariah Mandiri in managing the risk, and the impact of the strategy implemented by Bank Syariah Mandiri. The method of collecting data used in this research is direct interviews to relevant sources and collection of supporting considered documents. The results of this observation indicate that: first, the risk management strategy in BSM Gold Installments can be separated to four stages: identifying risk, measuring risk, controlling risk and monitoring risk. Second, the implementation of risk management strategy of BSM Gold Installments has had a significant impact on the low of risk. In fact the selling price of BSM Gold Installment of Bank Syariah Mandiri increased every year. On March 2015, the price of one gram gold reach on Rp. 543,000 and increase up to Rp. 578,000 per gram on March 2017.http://ejournal.umm.ac.id/index.php/JES/article/view/4362 |
| spellingShingle | Tk. Umar Johan & Muslihati Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang Falah: Jurnal Ekonomi Syariah |
| title | Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang |
| title_full | Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang |
| title_fullStr | Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang |
| title_full_unstemmed | Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang |
| title_short | Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang |
| title_sort | manajemen resiko pada produk bsm cicil emas di bank syariah mandiri bsm kantor cabang sukarno hatta malang |
| url | http://ejournal.umm.ac.id/index.php/JES/article/view/4362 |
| work_keys_str_mv | AT tkumarjohanmuslihati manajemenresikopadaprodukbsmcicilemasdibanksyariahmandiribsmkantorcabangsukarnohattamalang |