Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in Indonesia

Insurance agents offer insurance products to prospective insureds and then submit a Life Insurance Application Letter (SPAJ). The issuance of this SPAJ is done offline. During the pandemic, this process was also carried out online. Our research questions thus arise about whether there are difference...

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Main Authors: Fia Fridayanti Adam, Yulial Hikmah
Format: Article
Language:English
Published: MDPI AG 2022-12-01
Series:Proceedings
Subjects:
Online Access:https://www.mdpi.com/2504-3900/83/1/14
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author Fia Fridayanti Adam
Yulial Hikmah
author_facet Fia Fridayanti Adam
Yulial Hikmah
author_sort Fia Fridayanti Adam
collection DOAJ
description Insurance agents offer insurance products to prospective insureds and then submit a Life Insurance Application Letter (SPAJ). The issuance of this SPAJ is done offline. During the pandemic, this process was also carried out online. Our research questions thus arise about whether there are differences in the policy issuance processes of the two approaches. Our aim is to compare the process of issuing policies online and offline. Although the data show that the process of issuing policies is increasingly being conducted online, the results of mean different tests show that there is no significant difference between the offline and online processes.
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spelling doaj.art-bf182604b83e49d58d3723a2c73427df2023-11-19T12:37:44ZengMDPI AGProceedings2504-39002022-12-018311410.3390/proceedings2022083014Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in IndonesiaFia Fridayanti Adam0Yulial Hikmah1Program Pendidikan Vokasi, Universitas Indonesia, Depok 16424, IndonesiaProgram Pendidikan Vokasi, Universitas Indonesia, Depok 16424, IndonesiaInsurance agents offer insurance products to prospective insureds and then submit a Life Insurance Application Letter (SPAJ). The issuance of this SPAJ is done offline. During the pandemic, this process was also carried out online. Our research questions thus arise about whether there are differences in the policy issuance processes of the two approaches. Our aim is to compare the process of issuing policies online and offline. Although the data show that the process of issuing policies is increasingly being conducted online, the results of mean different tests show that there is no significant difference between the offline and online processes.https://www.mdpi.com/2504-3900/83/1/14agentsofflineonlinepolicy issuance
spellingShingle Fia Fridayanti Adam
Yulial Hikmah
Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in Indonesia
Proceedings
agents
offline
online
policy issuance
title Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in Indonesia
title_full Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in Indonesia
title_fullStr Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in Indonesia
title_full_unstemmed Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in Indonesia
title_short Analysis of the Online and Offline Policy Issuance Process of a Life Insurance Company in Indonesia
title_sort analysis of the online and offline policy issuance process of a life insurance company in indonesia
topic agents
offline
online
policy issuance
url https://www.mdpi.com/2504-3900/83/1/14
work_keys_str_mv AT fiafridayantiadam analysisoftheonlineandofflinepolicyissuanceprocessofalifeinsurancecompanyinindonesia
AT yulialhikmah analysisoftheonlineandofflinepolicyissuanceprocessofalifeinsurancecompanyinindonesia