Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości
The purpose of the article: The aim of the article is to discuss the loan proposal in the „key for debt” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermedi...
| Main Author: | |
|---|---|
| Format: | Article |
| Language: | deu |
| Published: |
Lodz University Press
2021-12-01
|
| Series: | Finanse i Prawo Finansowe |
| Subjects: | |
| Online Access: | https://czasopisma.uni.lodz.pl/fipf/article/view/11048 |
| Summary: | The purpose of the article: The aim of the article is to discuss the loan proposal in the „key for debt” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermediaries and Agents [on Mortgage Loans and Loan Agents of 23 March 2017].
Methodology: It was created on the basis of an analysis of the content of legal acts and documents as well as studies of the subject literature.
Results of the research: The conclusions contained in the article refer to the possibility of using one of these institutions to free yourself from debt. The analysis shows that a loan in the „key for debt” formula, due to insufficient interest on the part of lenders and borrowers, will not be a real support for borrowers and borrowers will not be able to limit their liability for the loan taken to the value of the real estate being credited. |
|---|---|
| ISSN: | 2391-6478 2353-5601 |