Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości
The purpose of the article: The aim of the article is to discuss the loan proposal in the „key for debt” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermedi...
| Main Author: | |
|---|---|
| Format: | Article |
| Language: | deu |
| Published: |
Lodz University Press
2021-12-01
|
| Series: | Finanse i Prawo Finansowe |
| Subjects: | |
| Online Access: | https://czasopisma.uni.lodz.pl/fipf/article/view/11048 |
| _version_ | 1819240773677219840 |
|---|---|
| author | Paweł Nowak |
| author_facet | Paweł Nowak |
| author_sort | Paweł Nowak |
| collection | DOAJ |
| description | The purpose of the article: The aim of the article is to discuss the loan proposal in the „key for debt” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermediaries and Agents [on Mortgage Loans and Loan Agents of 23 March 2017].
Methodology: It was created on the basis of an analysis of the content of legal acts and documents as well as studies of the subject literature.
Results of the research: The conclusions contained in the article refer to the possibility of using one of these institutions to free yourself from debt. The analysis shows that a loan in the „key for debt” formula, due to insufficient interest on the part of lenders and borrowers, will not be a real support for borrowers and borrowers will not be able to limit their liability for the loan taken to the value of the real estate being credited. |
| first_indexed | 2024-12-23T14:13:21Z |
| format | Article |
| id | doaj.art-bf5889760ab64f1582eb3ec25b96104c |
| institution | Directory Open Access Journal |
| issn | 2391-6478 2353-5601 |
| language | deu |
| last_indexed | 2024-12-23T14:13:21Z |
| publishDate | 2021-12-01 |
| publisher | Lodz University Press |
| record_format | Article |
| series | Finanse i Prawo Finansowe |
| spelling | doaj.art-bf5889760ab64f1582eb3ec25b96104c2022-12-21T17:43:59ZdeuLodz University PressFinanse i Prawo Finansowe2391-64782353-56012021-12-01432213210.18778/2391-6478.4.32.0210948Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomościPaweł Nowak0https://orcid.org/0000-0002-8160-242XUniwersytet Pedagogiczny w Krakowie, Instytut Prawa i EkonomiiThe purpose of the article: The aim of the article is to discuss the loan proposal in the „key for debt” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermediaries and Agents [on Mortgage Loans and Loan Agents of 23 March 2017]. Methodology: It was created on the basis of an analysis of the content of legal acts and documents as well as studies of the subject literature. Results of the research: The conclusions contained in the article refer to the possibility of using one of these institutions to free yourself from debt. The analysis shows that a loan in the „key for debt” formula, due to insufficient interest on the part of lenders and borrowers, will not be a real support for borrowers and borrowers will not be able to limit their liability for the loan taken to the value of the real estate being credited.https://czasopisma.uni.lodz.pl/fipf/article/view/11048consumer protectiondebt securitykey for debtmortgage loanvoluntary sale of real estate |
| spellingShingle | Paweł Nowak Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości Finanse i Prawo Finansowe consumer protection debt security key for debt mortgage loan voluntary sale of real estate |
| title | Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości |
| title_full | Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości |
| title_fullStr | Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości |
| title_full_unstemmed | Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości |
| title_short | Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości |
| title_sort | kredyt z opcja klucz za dlug a dobrowolna sprzedaz nieruchomosci |
| topic | consumer protection debt security key for debt mortgage loan voluntary sale of real estate |
| url | https://czasopisma.uni.lodz.pl/fipf/article/view/11048 |
| work_keys_str_mv | AT pawełnowak kredytzopcjakluczzadługadobrowolnasprzedaznieruchomosci |