DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIA
Altman Z-Score is a method of scoring bankruptcy. The bankruptcy prediction method that will be used in this study is the Altman Z-Score method that is in accordance with the financial ratios which also have a cut-off point to determine the value of bankruptcy. This study uses five ratios, that is C...
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| Format: | Article |
| Language: | Indonesian |
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Universitas Muhammadiyah Magelang
2018-10-01
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| Series: | Jurnal Analisis Bisnis Ekonomi |
| Subjects: | |
| Online Access: | http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/2602 |
| _version_ | 1818531376277749760 |
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| author | Qidida Sela Dati Kholisa Mirzayatiq Citra Agis Fitriana Bayu Sindhu Raharja |
| author_facet | Qidida Sela Dati Kholisa Mirzayatiq Citra Agis Fitriana Bayu Sindhu Raharja |
| author_sort | Qidida Sela Dati |
| collection | DOAJ |
| description | Altman Z-Score is a method of scoring bankruptcy. The bankruptcy prediction method that will be used in this study is the Altman Z-Score method that is in accordance with the financial ratios which also have a cut-off point to determine the value of bankruptcy. This study uses five ratios, that is Capital Adequacy Ratio (CAR) to the Asset Sector (X1), Earnings Balance on Total Assets (X2), EBIT to Total Assets (X3), Market Value of Debt Book Value (X4), and Interest Income on Total Assets (X5). This research is a descriptive study conducted on 32 banks listed on the Indonesia Stock Exchange. Financial reports for 2013-2016 Taken from the official website of the Indonesia Stock Exchange (IDX) and the Indonesian Capital Market Directory (ICMD) then bankruptcy analysis is used the Altman Z-Score modification model. Based on the results of research and discussion that has been carried out, it can be concluded from 2013-2016 that banks in a healthy condition is 22.66%, banking in gray areas or gray is 34.38%, and bankrupt is 42.97 %. |
| first_indexed | 2024-12-11T17:31:40Z |
| format | Article |
| id | doaj.art-bfebe507c0434d8c9a2b0e35b7f279d6 |
| institution | Directory Open Access Journal |
| issn | 1693-5950 2579-647X |
| language | Indonesian |
| last_indexed | 2024-12-11T17:31:40Z |
| publishDate | 2018-10-01 |
| publisher | Universitas Muhammadiyah Magelang |
| record_format | Article |
| series | Jurnal Analisis Bisnis Ekonomi |
| spelling | doaj.art-bfebe507c0434d8c9a2b0e35b7f279d62022-12-22T00:56:48ZindUniversitas Muhammadiyah MagelangJurnal Analisis Bisnis Ekonomi1693-59502579-647X2018-10-011621810.31603/bisnisekonomi.v16i2.26022602DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIAQidida Sela Dati0Kholisa Mirzayatiq1Citra Agis Fitriana2Bayu Sindhu Raharja3Universitas Muhammadiyah MagelangUniversitas Muhammadiyah MagelangUniversitas Muhammadiyah MagelangUniversitas Muhammadiyah MagelangAltman Z-Score is a method of scoring bankruptcy. The bankruptcy prediction method that will be used in this study is the Altman Z-Score method that is in accordance with the financial ratios which also have a cut-off point to determine the value of bankruptcy. This study uses five ratios, that is Capital Adequacy Ratio (CAR) to the Asset Sector (X1), Earnings Balance on Total Assets (X2), EBIT to Total Assets (X3), Market Value of Debt Book Value (X4), and Interest Income on Total Assets (X5). This research is a descriptive study conducted on 32 banks listed on the Indonesia Stock Exchange. Financial reports for 2013-2016 Taken from the official website of the Indonesia Stock Exchange (IDX) and the Indonesian Capital Market Directory (ICMD) then bankruptcy analysis is used the Altman Z-Score modification model. Based on the results of research and discussion that has been carried out, it can be concluded from 2013-2016 that banks in a healthy condition is 22.66%, banking in gray areas or gray is 34.38%, and bankrupt is 42.97 %.http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/2602bankz-scorebankruptcy |
| spellingShingle | Qidida Sela Dati Kholisa Mirzayatiq Citra Agis Fitriana Bayu Sindhu Raharja DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIA Jurnal Analisis Bisnis Ekonomi bank z-score bankruptcy |
| title | DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIA |
| title_full | DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIA |
| title_fullStr | DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIA |
| title_full_unstemmed | DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIA |
| title_short | DETEKSI KRISIS KEUANGAN PERUSAHAAN SEKTOR PERBANKAN DI INDONESIA |
| title_sort | deteksi krisis keuangan perusahaan sektor perbankan di indonesia |
| topic | bank z-score bankruptcy |
| url | http://journal.ummgl.ac.id/index.php/bisnisekonomi/article/view/2602 |
| work_keys_str_mv | AT qididaseladati deteksikrisiskeuanganperusahaansektorperbankandiindonesia AT kholisamirzayatiq deteksikrisiskeuanganperusahaansektorperbankandiindonesia AT citraagisfitriana deteksikrisiskeuanganperusahaansektorperbankandiindonesia AT bayusindhuraharja deteksikrisiskeuanganperusahaansektorperbankandiindonesia |