The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market Structure
<p>This research discusses the concentration, market structure, and factors affecting the market structure of banking industry in Indonesia. The purpose of the study is to examine and analyze the impact of IBA Policies and macroeconomic conditions on the market structure of banking industry. A...
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| Format: | Article |
| Language: | English |
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EconJournals
2018-01-01
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| Series: | International Journal of Economics and Financial Issues |
| Online Access: | https://www.econjournals.com/index.php/ijefi/article/view/5850 |
| _version_ | 1797913511259537408 |
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| author | Imam Asngari Taufiq Marwa Didik Susetyo Suhel Suhel Syamsurijal A. Kadir |
| author_facet | Imam Asngari Taufiq Marwa Didik Susetyo Suhel Suhel Syamsurijal A. Kadir |
| author_sort | Imam Asngari |
| collection | DOAJ |
| description | <p>This research discusses the concentration, market structure, and factors affecting the market structure of banking industry in Indonesia. The purpose of the study is to examine and analyze the impact of IBA Policies and macroeconomic conditions on the market structure of banking industry. Analytical techniques use concentration ratios and panel data regression models to analyze the determinants of the market structure of the banking industry. The market structure is measured by the ratio of banking asset concentration. Data used in this study are from 2004 until 2015. Bank balance sheets data of 109 conventional banks published by Bank Indonesia and the Financial Services Authority. Data on economic growth and inflation were published by the Central Bureau of Statistics. Based on the ratio of CR4 and CR8 concentration, it is found that the Indonesian banking market structure is monopolistic competition. Market structure is effectively and significantly influenced by banking regulatory factors, IBA consolidation policies, behavior and performance, bank size, market share, cost efficiency, inflation and economic growth.</p><p><strong>Keyword</strong><strong>s:</strong> consolidation, banking concentration, monopolistic competition, macroeconomic conditions. </p><p><strong>JEL Classifications: </strong> E52, E58, L1, L8</p> |
| first_indexed | 2024-04-10T12:12:50Z |
| format | Article |
| id | doaj.art-c0176a02ed4d44f8ad1b239efda8c391 |
| institution | Directory Open Access Journal |
| issn | 2146-4138 |
| language | English |
| last_indexed | 2024-04-10T12:12:50Z |
| publishDate | 2018-01-01 |
| publisher | EconJournals |
| record_format | Article |
| series | International Journal of Economics and Financial Issues |
| spelling | doaj.art-c0176a02ed4d44f8ad1b239efda8c3912023-02-15T16:15:55ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382018-01-01811181253097The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market StructureImam Asngari0Taufiq MarwaDidik SusetyoSuhel SuhelSyamsurijal A. KadirFaculty of Economic, Sriwijaya University<p>This research discusses the concentration, market structure, and factors affecting the market structure of banking industry in Indonesia. The purpose of the study is to examine and analyze the impact of IBA Policies and macroeconomic conditions on the market structure of banking industry. Analytical techniques use concentration ratios and panel data regression models to analyze the determinants of the market structure of the banking industry. The market structure is measured by the ratio of banking asset concentration. Data used in this study are from 2004 until 2015. Bank balance sheets data of 109 conventional banks published by Bank Indonesia and the Financial Services Authority. Data on economic growth and inflation were published by the Central Bureau of Statistics. Based on the ratio of CR4 and CR8 concentration, it is found that the Indonesian banking market structure is monopolistic competition. Market structure is effectively and significantly influenced by banking regulatory factors, IBA consolidation policies, behavior and performance, bank size, market share, cost efficiency, inflation and economic growth.</p><p><strong>Keyword</strong><strong>s:</strong> consolidation, banking concentration, monopolistic competition, macroeconomic conditions. </p><p><strong>JEL Classifications: </strong> E52, E58, L1, L8</p>https://www.econjournals.com/index.php/ijefi/article/view/5850 |
| spellingShingle | Imam Asngari Taufiq Marwa Didik Susetyo Suhel Suhel Syamsurijal A. Kadir The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market Structure International Journal of Economics and Financial Issues |
| title | The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market Structure |
| title_full | The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market Structure |
| title_fullStr | The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market Structure |
| title_full_unstemmed | The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market Structure |
| title_short | The Impact of Banking Architecture Policy and Macroeconomic Condition on Indonesian Banking Concentration and Market Structure |
| title_sort | impact of banking architecture policy and macroeconomic condition on indonesian banking concentration and market structure |
| url | https://www.econjournals.com/index.php/ijefi/article/view/5850 |
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