Investigating the effects of various factors on bank deposits
This paper performs an investigation on the effects of seven variables including growth domestic product, financial deepening, inflation rate, dependency burden, the number of bank’s branches, inflation rates given/charged on bank deposit. The study has been performed on one of Iranian banks named S...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Growing Science
2014-04-01
|
| Series: | Management Science Letters |
| Subjects: | |
| Online Access: | http://www.growingscience.com/msl/Vol4/msl_2014_59.pdf |
| _version_ | 1817996447893684224 |
|---|---|
| author | Mohammad Khodaei Valahzaghard Seyyedeh Masoumeh Kashfi |
| author_facet | Mohammad Khodaei Valahzaghard Seyyedeh Masoumeh Kashfi |
| author_sort | Mohammad Khodaei Valahzaghard |
| collection | DOAJ |
| description | This paper performs an investigation on the effects of seven variables including growth domestic product, financial deepening, inflation rate, dependency burden, the number of bank’s branches, inflation rates given/charged on bank deposit. The study has been performed on one of Iranian banks named Sina Bank over the period 2006-2011. The implementation of individual regression analysis has detected a positive and meaningful relationship between growth domestic product, financial deepening, inflation rate and the number of branches on one side and bank deposit on the other side. In addition, the study has confirmed a negative and meaningful relationship between two variables of dependency burden as well as interest charged on bank’s clients and bank deposit. However, the result of our survey does not indicate that there was any relationship between interest rate paid to customers and bank deposit. |
| first_indexed | 2024-04-14T02:22:24Z |
| format | Article |
| id | doaj.art-c6132a90b58c4f3286cae5fb74cc4b12 |
| institution | Directory Open Access Journal |
| issn | 1923-2934 1923-9343 |
| language | English |
| last_indexed | 2024-04-14T02:22:24Z |
| publishDate | 2014-04-01 |
| publisher | Growing Science |
| record_format | Article |
| series | Management Science Letters |
| spelling | doaj.art-c6132a90b58c4f3286cae5fb74cc4b122022-12-22T02:17:59ZengGrowing ScienceManagement Science Letters1923-29341923-93432014-04-014470771210.5267/j.msl.2014.2.021Investigating the effects of various factors on bank depositsMohammad Khodaei ValahzaghardSeyyedeh Masoumeh Kashfi This paper performs an investigation on the effects of seven variables including growth domestic product, financial deepening, inflation rate, dependency burden, the number of bank’s branches, inflation rates given/charged on bank deposit. The study has been performed on one of Iranian banks named Sina Bank over the period 2006-2011. The implementation of individual regression analysis has detected a positive and meaningful relationship between growth domestic product, financial deepening, inflation rate and the number of branches on one side and bank deposit on the other side. In addition, the study has confirmed a negative and meaningful relationship between two variables of dependency burden as well as interest charged on bank’s clients and bank deposit. However, the result of our survey does not indicate that there was any relationship between interest rate paid to customers and bank deposit.http://www.growingscience.com/msl/Vol4/msl_2014_59.pdfBank depositGrowth domestic productsFinancial deepeningBanking industryInterest rate |
| spellingShingle | Mohammad Khodaei Valahzaghard Seyyedeh Masoumeh Kashfi Investigating the effects of various factors on bank deposits Management Science Letters Bank deposit Growth domestic products Financial deepening Banking industry Interest rate |
| title | Investigating the effects of various factors on bank deposits |
| title_full | Investigating the effects of various factors on bank deposits |
| title_fullStr | Investigating the effects of various factors on bank deposits |
| title_full_unstemmed | Investigating the effects of various factors on bank deposits |
| title_short | Investigating the effects of various factors on bank deposits |
| title_sort | investigating the effects of various factors on bank deposits |
| topic | Bank deposit Growth domestic products Financial deepening Banking industry Interest rate |
| url | http://www.growingscience.com/msl/Vol4/msl_2014_59.pdf |
| work_keys_str_mv | AT mohammadkhodaeivalahzaghard investigatingtheeffectsofvariousfactorsonbankdeposits AT seyyedehmasoumehkashfi investigatingtheeffectsofvariousfactorsonbankdeposits |