PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAH
This study aimed at finding out the selection criteria considered by individual customers in choosing Islamic (Syariah) banks; assessing the degree of customers knowledge on Islamic banks products; and finally to determine customers’ attitudes towards Islamic banks. The sample of the study was indiv...
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| Format: | Article |
| Language: | English |
| Published: |
Muhammadiyah University Press
2015-06-01
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| Series: | Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan |
| Subjects: | |
| Online Access: | http://journals.ums.ac.id/index.php/JEP/article/view/324 |
| _version_ | 1818538016246857728 |
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| author | Wiwiek Rabiatul Adawiyah |
| author_facet | Wiwiek Rabiatul Adawiyah |
| author_sort | Wiwiek Rabiatul Adawiyah |
| collection | DOAJ |
| description | This study aimed at finding out the selection criteria considered by individual customers in choosing Islamic (Syariah) banks; assessing the degree of customers knowledge on Islamic banks products; and finally to determine customers’ attitudes towards Islamic banks. The sample of the study was individual customers of Bank Muamalat and Bank Syariah Mandiri located in Banyumas Regency. There were two steps employed in analyzing the data: descriptive and factor analysis. The result of the study shows that there are seven factors to be considered by customers in patronizing Islamic banks. Among those factors are: perception, process, tangible, price, people, social and location. The most important factor considered by customers is perception factor. Moreover, customers’ knowledge on Islamic banks is still narrow, some do not even familiar with the products offered by Islamic banks. Religion is not the main reason for customer to patronize Islamic bank, other important reason is the level of profit sharing offered by the banks. |
| first_indexed | 2024-12-11T18:58:10Z |
| format | Article |
| id | doaj.art-c75dc2e892d64119b4ab0a10287bee6c |
| institution | Directory Open Access Journal |
| issn | 1411-6081 2460-9331 |
| language | English |
| last_indexed | 2024-12-11T18:58:10Z |
| publishDate | 2015-06-01 |
| publisher | Muhammadiyah University Press |
| record_format | Article |
| series | Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan |
| spelling | doaj.art-c75dc2e892d64119b4ab0a10287bee6c2022-12-22T00:54:05ZengMuhammadiyah University PressJurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan1411-60812460-93312015-06-01112191201293PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAHWiwiek Rabiatul Adawiyah0Fakultas Ekonomi Universitas Jenderal SoedirmanThis study aimed at finding out the selection criteria considered by individual customers in choosing Islamic (Syariah) banks; assessing the degree of customers knowledge on Islamic banks products; and finally to determine customers’ attitudes towards Islamic banks. The sample of the study was individual customers of Bank Muamalat and Bank Syariah Mandiri located in Banyumas Regency. There were two steps employed in analyzing the data: descriptive and factor analysis. The result of the study shows that there are seven factors to be considered by customers in patronizing Islamic banks. Among those factors are: perception, process, tangible, price, people, social and location. The most important factor considered by customers is perception factor. Moreover, customers’ knowledge on Islamic banks is still narrow, some do not even familiar with the products offered by Islamic banks. Religion is not the main reason for customer to patronize Islamic bank, other important reason is the level of profit sharing offered by the banks.http://journals.ums.ac.id/index.php/JEP/article/view/324selection criteria, knowledge, attitudes, consumers, Islamic banks |
| spellingShingle | Wiwiek Rabiatul Adawiyah PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAH Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan selection criteria, knowledge, attitudes, consumers, Islamic banks |
| title | PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAH |
| title_full | PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAH |
| title_fullStr | PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAH |
| title_full_unstemmed | PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAH |
| title_short | PERTIMBANGAN, PENGETAHUAN, DAN SIKAP KONSUMEN INDIVIDU TERHADAP BANK SYARIAH |
| title_sort | pertimbangan pengetahuan dan sikap konsumen individu terhadap bank syariah |
| topic | selection criteria, knowledge, attitudes, consumers, Islamic banks |
| url | http://journals.ums.ac.id/index.php/JEP/article/view/324 |
| work_keys_str_mv | AT wiwiekrabiatuladawiyah pertimbanganpengetahuandansikapkonsumenindividuterhadapbanksyariah |