Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19
In this paper, the financial performance of BT, BRD, and Alpha Bank was analyzed. The study was done for 2017-2021, and five indicators reflecting the performance of the three banks before and during the COVID-19 pandemic were analyzed. The pandemic unexpectedly impacted the banking sector, which im...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
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Dunarea de Jos University of Galati
2022-09-01
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| Series: | Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics |
| Subjects: | |
| Online Access: | http://eia.feaa.ugal.ro/images/eia/2022_2/LazarescuIoanPaduraru.pdf |
| _version_ | 1811164328690188288 |
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| author | Ioana LAZARESCU Viorica IOAN Sorina PADURARU |
| author_facet | Ioana LAZARESCU Viorica IOAN Sorina PADURARU |
| author_sort | Ioana LAZARESCU |
| collection | DOAJ |
| description | In this paper, the financial performance of BT, BRD, and Alpha Bank was analyzed. The study was done for 2017-2021, and five indicators reflecting the performance of the three banks before and during the COVID-19 pandemic were analyzed. The pandemic unexpectedly impacted the banking sector, which immediately acted on rates and deposits. The COVID-19 pandemic affected the incomes of consumers and businesses around the world. The banking sector's stability was and is a hot topic in the practical sphere. Given the particularities of banking, the sustainability of the banking sector is continuously exposed to exogenous and endogenous risks. The COVID-19 pandemic is the most threatening factor to the banking sector's stability, regardless of the country of origin. This paper shows how the covid-19 pandemic has affected the financial performance of the banks analyzed. Finally, proposals were made to overcome this crisis and achieve growth based on sustainable banking products. |
| first_indexed | 2024-04-10T15:20:52Z |
| format | Article |
| id | doaj.art-c7b9f2c38553438d9ce0147032e418cd |
| institution | Directory Open Access Journal |
| issn | 1584-0409 |
| language | English |
| last_indexed | 2024-04-10T15:20:52Z |
| publishDate | 2022-09-01 |
| publisher | Dunarea de Jos University of Galati |
| record_format | Article |
| series | Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics |
| spelling | doaj.art-c7b9f2c38553438d9ce0147032e418cd2023-02-14T14:59:38ZengDunarea de Jos University of GalatiAnnals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics1584-04092022-09-0128210811310.35219/eai15840409274Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19Ioana LAZARESCU0Viorica IOAN1Sorina PADURARU2Dunarea de Jos University of Galati, RomaniaDunarea de Jos University of Galati, RomaniaDunarea de Jos University of Galati, RomaniaIn this paper, the financial performance of BT, BRD, and Alpha Bank was analyzed. The study was done for 2017-2021, and five indicators reflecting the performance of the three banks before and during the COVID-19 pandemic were analyzed. The pandemic unexpectedly impacted the banking sector, which immediately acted on rates and deposits. The COVID-19 pandemic affected the incomes of consumers and businesses around the world. The banking sector's stability was and is a hot topic in the practical sphere. Given the particularities of banking, the sustainability of the banking sector is continuously exposed to exogenous and endogenous risks. The COVID-19 pandemic is the most threatening factor to the banking sector's stability, regardless of the country of origin. This paper shows how the covid-19 pandemic has affected the financial performance of the banks analyzed. Finally, proposals were made to overcome this crisis and achieve growth based on sustainable banking products.http://eia.feaa.ugal.ro/images/eia/2022_2/LazarescuIoanPaduraru.pdffinancial performanceroaroeprofitrevenuebanks |
| spellingShingle | Ioana LAZARESCU Viorica IOAN Sorina PADURARU Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19 Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics financial performance roa roe profit revenue banks |
| title | Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19 |
| title_full | Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19 |
| title_fullStr | Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19 |
| title_full_unstemmed | Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19 |
| title_short | Study on the Financial Performance of BT, BRD and Alpha Banks. Impact of the COVID-19 |
| title_sort | study on the financial performance of bt brd and alpha banks impact of the covid 19 |
| topic | financial performance roa roe profit revenue banks |
| url | http://eia.feaa.ugal.ro/images/eia/2022_2/LazarescuIoanPaduraru.pdf |
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