Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)

<p>This paper analyzes the financial peformance of Bank Syariah Mandiri (BSM) using financial ratios and Economic Value Added (EVA) method. The ratio of Net Profit Margin (NPM), Return on Asset (ROA), Return on Equity (ROE), and Capital Adequacy Ratio (CAR) show fluctuative result. However, on...

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Main Authors: Endri Piliang, Abdul Wakil
Format: Article
Language:English
Published: Tazkia University College of Islamic Economics; Association of Islamic Economics Lecturers 2008-08-01
Series:Tazkia Islamic Finance and Business Review
Online Access:http://tifbr-tazkia.org/index.php/TIFBR/article/view/29
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author Endri Piliang
Abdul Wakil
author_facet Endri Piliang
Abdul Wakil
author_sort Endri Piliang
collection DOAJ
description <p>This paper analyzes the financial peformance of Bank Syariah Mandiri (BSM) using financial ratios and Economic Value Added (EVA) method. The ratio of Net Profit Margin (NPM), Return on Asset (ROA), Return on Equity (ROE), and Capital Adequacy Ratio (CAR) show fluctuative result. However, on average, during 2003-2006 financial performance of BSM was increased considerably. While using EVA method, its result during 2003-2006 tend to decreased and even negative. The best performance was happening in 2003, whereby during 2004 - 2006 EVA result was lower than zero meaning that financial performance of BSM do not have any economic contribution to the institution especially for the interest of investor.</p><p><strong>Keywords:</strong> Economic Value Added, NPM, ROA, ROE, CAR</p>
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spelling doaj.art-cc3336431cd7487fbfaeffe8d74230432022-12-22T00:07:22ZengTazkia University College of Islamic Economics; Association of Islamic Economics LecturersTazkia Islamic Finance and Business Review1907-81452460-07172008-08-013210.30993/tifbr.v3i2.2924Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)Endri Piliang0Abdul Wakil1Tazkia University College of Islamic EcnonomicsTazkia University College of Islamic Economics<p>This paper analyzes the financial peformance of Bank Syariah Mandiri (BSM) using financial ratios and Economic Value Added (EVA) method. The ratio of Net Profit Margin (NPM), Return on Asset (ROA), Return on Equity (ROE), and Capital Adequacy Ratio (CAR) show fluctuative result. However, on average, during 2003-2006 financial performance of BSM was increased considerably. While using EVA method, its result during 2003-2006 tend to decreased and even negative. The best performance was happening in 2003, whereby during 2004 - 2006 EVA result was lower than zero meaning that financial performance of BSM do not have any economic contribution to the institution especially for the interest of investor.</p><p><strong>Keywords:</strong> Economic Value Added, NPM, ROA, ROE, CAR</p>http://tifbr-tazkia.org/index.php/TIFBR/article/view/29
spellingShingle Endri Piliang
Abdul Wakil
Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)
Tazkia Islamic Finance and Business Review
title Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)
title_full Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)
title_fullStr Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)
title_full_unstemmed Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)
title_short Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan Dan Economic Value Added (Studi Kasus: PT. Bank Syariah Mandiri)
title_sort analisis kinerja keuangan dengan menggunakan rasio rasio keuangan dan economic value added studi kasus pt bank syariah mandiri
url http://tifbr-tazkia.org/index.php/TIFBR/article/view/29
work_keys_str_mv AT endripiliang analisiskinerjakeuangandenganmenggunakanrasiorasiokeuangandaneconomicvalueaddedstudikasusptbanksyariahmandiri
AT abdulwakil analisiskinerjakeuangandenganmenggunakanrasiorasiokeuangandaneconomicvalueaddedstudikasusptbanksyariahmandiri