Development analysis and a system solution design for agricultural insurance in CR
Agricultural insurance is a sophisticated device for elimination of some risks in the agricultural production. In spite of its important role, its level is still unsatisfactory. The analyses carried out so far, demonstrated an astonishing drop in the volume of insurance premiums prescribed for the a...
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Format: | Article |
Language: | English |
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Mendel University Press
2010-01-01
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Series: | Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis |
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Online Access: | https://acta.mendelu.cz/58/6/0379/ |
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author | Marie Prášilová Pavla Hošková |
author_facet | Marie Prášilová Pavla Hošková |
author_sort | Marie Prášilová |
collection | DOAJ |
description | Agricultural insurance is a sophisticated device for elimination of some risks in the agricultural production. In spite of its important role, its level is still unsatisfactory. The analyses carried out so far, demonstrated an astonishing drop in the volume of insurance premiums prescribed for the agricultural insurance commodity during 1991–1995. The second half of the Nineties brought a stagnation in its levels and the situation has not been changed so far. Since 2000 the State keeps supporting directly or indirectly the agricultural insurance by means of subsidies. Currently the support materializes through the PGRLF. In spite of this, the current levels of insuredness in such a specific and strategic area as the agriculture represents are low, and the agricultural insurance is not a convincing factor of risk management in the agricultural production, still. A model has been designed for the solution of agricultural insurance in CR, based on the analysis carried out, on professional consultations and international experience. The model assumes setting up a Fund for uninsurable risks, into the coffers of which the producers, their unions, commercial insurers as well as the State would contribute. The model would be able to manage calamity situations commercially uninsurable. |
first_indexed | 2024-12-16T08:27:16Z |
format | Article |
id | doaj.art-ccd46b445ceb4526ac78d38604e6c8c8 |
institution | Directory Open Access Journal |
issn | 1211-8516 2464-8310 |
language | English |
last_indexed | 2024-12-16T08:27:16Z |
publishDate | 2010-01-01 |
publisher | Mendel University Press |
record_format | Article |
series | Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis |
spelling | doaj.art-ccd46b445ceb4526ac78d38604e6c8c82022-12-21T22:37:58ZengMendel University PressActa Universitatis Agriculturae et Silviculturae Mendelianae Brunensis1211-85162464-83102010-01-0158637938810.11118/actaun201058060379Development analysis and a system solution design for agricultural insurance in CRMarie Prášilová0Pavla Hošková1Katedra statistiky, Provozně ekonomická fakulta, Česká zemědělská univerzita v Praze, Kamýcká 129, 165 21 Praha 6 – Suchdol, Česká republikaKatedra statistiky, Provozně ekonomická fakulta, Česká zemědělská univerzita v Praze, Kamýcká 129, 165 21 Praha 6 – Suchdol, Česká republikaAgricultural insurance is a sophisticated device for elimination of some risks in the agricultural production. In spite of its important role, its level is still unsatisfactory. The analyses carried out so far, demonstrated an astonishing drop in the volume of insurance premiums prescribed for the agricultural insurance commodity during 1991–1995. The second half of the Nineties brought a stagnation in its levels and the situation has not been changed so far. Since 2000 the State keeps supporting directly or indirectly the agricultural insurance by means of subsidies. Currently the support materializes through the PGRLF. In spite of this, the current levels of insuredness in such a specific and strategic area as the agriculture represents are low, and the agricultural insurance is not a convincing factor of risk management in the agricultural production, still. A model has been designed for the solution of agricultural insurance in CR, based on the analysis carried out, on professional consultations and international experience. The model assumes setting up a Fund for uninsurable risks, into the coffers of which the producers, their unions, commercial insurers as well as the State would contribute. The model would be able to manage calamity situations commercially uninsurable.https://acta.mendelu.cz/58/6/0379/agricultural insuranceagricultural productionrisk managementinsurednesssubsidiesuninsurable risks |
spellingShingle | Marie Prášilová Pavla Hošková Development analysis and a system solution design for agricultural insurance in CR Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis agricultural insurance agricultural production risk management insuredness subsidies uninsurable risks |
title | Development analysis and a system solution design for agricultural insurance in CR |
title_full | Development analysis and a system solution design for agricultural insurance in CR |
title_fullStr | Development analysis and a system solution design for agricultural insurance in CR |
title_full_unstemmed | Development analysis and a system solution design for agricultural insurance in CR |
title_short | Development analysis and a system solution design for agricultural insurance in CR |
title_sort | development analysis and a system solution design for agricultural insurance in cr |
topic | agricultural insurance agricultural production risk management insuredness subsidies uninsurable risks |
url | https://acta.mendelu.cz/58/6/0379/ |
work_keys_str_mv | AT marieprasilova developmentanalysisandasystemsolutiondesignforagriculturalinsuranceincr AT pavlahoskova developmentanalysisandasystemsolutiondesignforagriculturalinsuranceincr |