Development analysis and a system solution design for agricultural insurance in CR

Agricultural insurance is a sophisticated device for elimination of some risks in the agricultural production. In spite of its important role, its level is still unsatisfactory. The analyses carried out so far, demonstrated an astonishing drop in the volume of insurance premiums prescribed for the a...

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Main Authors: Marie Prášilová, Pavla Hošková
Format: Article
Language:English
Published: Mendel University Press 2010-01-01
Series:Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis
Subjects:
Online Access:https://acta.mendelu.cz/58/6/0379/
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author Marie Prášilová
Pavla Hošková
author_facet Marie Prášilová
Pavla Hošková
author_sort Marie Prášilová
collection DOAJ
description Agricultural insurance is a sophisticated device for elimination of some risks in the agricultural production. In spite of its important role, its level is still unsatisfactory. The analyses carried out so far, demonstrated an astonishing drop in the volume of insurance premiums prescribed for the agricultural insurance commodity during 1991–1995. The second half of the Nineties brought a stagnation in its levels and the situation has not been changed so far. Since 2000 the State keeps supporting directly or indirectly the agricultural insurance by means of subsidies. Currently the support materiali­zes through the PGRLF. In spite of this, the current levels of insuredness in such a specific and strategic area as the agriculture represents are low, and the agricultural insurance is not a convincing factor of risk management in the agricultural production, still. A model has been designed for the solution of agricultural insurance in CR, based on the analysis carried out, on professional consultations and international experience. The model assumes setting up a Fund for uninsurable risks, into the coffers of which the producers, their unions, commercial insurers as well as the State would contribute. The model would be able to manage calamity situations commercially uninsurable.
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spelling doaj.art-ccd46b445ceb4526ac78d38604e6c8c82022-12-21T22:37:58ZengMendel University PressActa Universitatis Agriculturae et Silviculturae Mendelianae Brunensis1211-85162464-83102010-01-0158637938810.11118/actaun201058060379Development analysis and a system solution design for agricultural insurance in CRMarie Prášilová0Pavla Hošková1Katedra statistiky, Provozně ekonomická fakulta, Česká zemědělská univerzita v Praze, Kamýcká 129, 165 21 Praha 6 – Suchdol, Česká republikaKatedra statistiky, Provozně ekonomická fakulta, Česká zemědělská univerzita v Praze, Kamýcká 129, 165 21 Praha 6 – Suchdol, Česká republikaAgricultural insurance is a sophisticated device for elimination of some risks in the agricultural production. In spite of its important role, its level is still unsatisfactory. The analyses carried out so far, demonstrated an astonishing drop in the volume of insurance premiums prescribed for the agricultural insurance commodity during 1991–1995. The second half of the Nineties brought a stagnation in its levels and the situation has not been changed so far. Since 2000 the State keeps supporting directly or indirectly the agricultural insurance by means of subsidies. Currently the support materiali­zes through the PGRLF. In spite of this, the current levels of insuredness in such a specific and strategic area as the agriculture represents are low, and the agricultural insurance is not a convincing factor of risk management in the agricultural production, still. A model has been designed for the solution of agricultural insurance in CR, based on the analysis carried out, on professional consultations and international experience. The model assumes setting up a Fund for uninsurable risks, into the coffers of which the producers, their unions, commercial insurers as well as the State would contribute. The model would be able to manage calamity situations commercially uninsurable.https://acta.mendelu.cz/58/6/0379/agricultural insuranceagricultural productionrisk managementinsurednesssubsidiesuninsurable risks
spellingShingle Marie Prášilová
Pavla Hošková
Development analysis and a system solution design for agricultural insurance in CR
Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis
agricultural insurance
agricultural production
risk management
insuredness
subsidies
uninsurable risks
title Development analysis and a system solution design for agricultural insurance in CR
title_full Development analysis and a system solution design for agricultural insurance in CR
title_fullStr Development analysis and a system solution design for agricultural insurance in CR
title_full_unstemmed Development analysis and a system solution design for agricultural insurance in CR
title_short Development analysis and a system solution design for agricultural insurance in CR
title_sort development analysis and a system solution design for agricultural insurance in cr
topic agricultural insurance
agricultural production
risk management
insuredness
subsidies
uninsurable risks
url https://acta.mendelu.cz/58/6/0379/
work_keys_str_mv AT marieprasilova developmentanalysisandasystemsolutiondesignforagriculturalinsuranceincr
AT pavlahoskova developmentanalysisandasystemsolutiondesignforagriculturalinsuranceincr