The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing Rate
This research was conducted to analyze the effect of Return on Assets (ROA), Operational Cost of Operating Income (BOPO), Financing Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Non-Performing Financing (NPF) on the level of profit-sharing at Mudharabah Banks Syariah with Case Study of BNI...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Muhammadiyah University Press
2020-09-01
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| Series: | Journal of Islamic Economic Laws |
| Subjects: | |
| Online Access: | https://journals.ums.ac.id/index.php/jisel/article/view/11335 |
| _version_ | 1818252376349343744 |
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| author | Bramandita Bramandita Harun Harun |
| author_facet | Bramandita Bramandita Harun Harun |
| author_sort | Bramandita Bramandita |
| collection | DOAJ |
| description | This research was conducted to analyze the effect of Return on Assets (ROA), Operational Cost of Operating Income (BOPO), Financing Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Non-Performing Financing (NPF) on the level of profit-sharing at Mudharabah Banks Syariah with Case Study of BNI Syariah Bank in Indonesia. The data used is using the data recorded in the Financial Services Authority and financial reports published in 2016-2018. The data analysis method that will be used is Ordinary Least Square OLS after a series of Classical Assumptions tests. This research results that were partially finding the independent variables ROA, BOPO, FDR, and CAR have a significant effect. Meanwhile, the NPF variable does not have a significant effect on the Mudharabah Profit Sharing variable. This study shows that the NPF ratio is a picture of non-performing loans that do not significantly affect mudharabah profit-sharing, emphasizing the superiority of sharia contracts, especially mudharabah contracts. |
| first_indexed | 2024-12-12T16:23:12Z |
| format | Article |
| id | doaj.art-cd939e21d5a54db2b6c14fe8af620313 |
| institution | Directory Open Access Journal |
| issn | 2655-9609 2655-9617 |
| language | English |
| last_indexed | 2024-12-12T16:23:12Z |
| publishDate | 2020-09-01 |
| publisher | Muhammadiyah University Press |
| record_format | Article |
| series | Journal of Islamic Economic Laws |
| spelling | doaj.art-cd939e21d5a54db2b6c14fe8af6203132022-12-22T00:18:56ZengMuhammadiyah University PressJournal of Islamic Economic Laws2655-96092655-96172020-09-01328610710.23917/jisel.v3i2.113355852The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing RateBramandita BramanditaHarun HarunThis research was conducted to analyze the effect of Return on Assets (ROA), Operational Cost of Operating Income (BOPO), Financing Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Non-Performing Financing (NPF) on the level of profit-sharing at Mudharabah Banks Syariah with Case Study of BNI Syariah Bank in Indonesia. The data used is using the data recorded in the Financial Services Authority and financial reports published in 2016-2018. The data analysis method that will be used is Ordinary Least Square OLS after a series of Classical Assumptions tests. This research results that were partially finding the independent variables ROA, BOPO, FDR, and CAR have a significant effect. Meanwhile, the NPF variable does not have a significant effect on the Mudharabah Profit Sharing variable. This study shows that the NPF ratio is a picture of non-performing loans that do not significantly affect mudharabah profit-sharing, emphasizing the superiority of sharia contracts, especially mudharabah contracts.https://journals.ums.ac.id/index.php/jisel/article/view/11335return on assets (roa)operational costs operating income (bopo)financing deposit ratio (fdr)capital adequacy ratio (car)non-performing financing (npf)mudharabah profit-sharing financing. |
| spellingShingle | Bramandita Bramandita Harun Harun The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing Rate Journal of Islamic Economic Laws return on assets (roa) operational costs operating income (bopo) financing deposit ratio (fdr) capital adequacy ratio (car) non-performing financing (npf) mudharabah profit-sharing financing. |
| title | The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing Rate |
| title_full | The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing Rate |
| title_fullStr | The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing Rate |
| title_full_unstemmed | The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing Rate |
| title_short | The Impact of ROA, BOPO, FDR, CAR, NPF on Mudharabah Profit Sharing Rate |
| title_sort | impact of roa bopo fdr car npf on mudharabah profit sharing rate |
| topic | return on assets (roa) operational costs operating income (bopo) financing deposit ratio (fdr) capital adequacy ratio (car) non-performing financing (npf) mudharabah profit-sharing financing. |
| url | https://journals.ums.ac.id/index.php/jisel/article/view/11335 |
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