GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIRE
Unlike the other two components of the financial trinity savings and insurance, the demand for credit has been the subject of much work. Using data from the household standards of living survey in Côte d'Ivoire (ENV2015), we use two logit models to identify the determinants of demand for credit...
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| Format: | Article |
| Language: | English |
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University of Bacău
2019-07-01
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| Series: | Studies and Scientific Researches: Economics Edition |
| Subjects: | |
| Online Access: | http://sceco.ub.ro/index.php/SCECO/article/view/438 |
| _version_ | 1818383551471550464 |
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| author | OUOYA Zrakpa Melaine |
| author_facet | OUOYA Zrakpa Melaine |
| author_sort | OUOYA Zrakpa Melaine |
| collection | DOAJ |
| description | Unlike the other two components of the financial trinity savings and insurance, the demand for credit has been the subject of much work. Using data from the household standards of living survey in Côte d'Ivoire (ENV2015), we use two logit models to identify the determinants of demand for credit and savings in rural Ivorian. Our work shows that the social, economic and demographic characteristics of the household and its head are significant determinants of demand for those services. The study revealed that each of these two services is a significant determinant of the other. Following this first analysis, we have identified the typical profiles of households with the highest and lowest probabilities of access to savings and credit. Finally, the gender approach of this study has shown that unlike the number of men who has no influence on the demand for savings among households without access to credit, the number of women considerably increases the level of access to credit for households with or without access to savings. And that households led by a woman have a better access to credit. |
| first_indexed | 2024-12-14T03:08:10Z |
| format | Article |
| id | doaj.art-ce825ae716484491a937c9a1d42c9ffa |
| institution | Directory Open Access Journal |
| issn | 2066-561X 2344-1321 |
| language | English |
| last_indexed | 2024-12-14T03:08:10Z |
| publishDate | 2019-07-01 |
| publisher | University of Bacău |
| record_format | Article |
| series | Studies and Scientific Researches: Economics Edition |
| spelling | doaj.art-ce825ae716484491a937c9a1d42c9ffa2022-12-21T23:19:21ZengUniversity of BacăuStudies and Scientific Researches: Economics Edition2066-561X2344-13212019-07-0102910.29358/sceco.v0i29.438392GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIREOUOYA Zrakpa Melaine0Université Félix Houphouët Boigny AbidjanUnlike the other two components of the financial trinity savings and insurance, the demand for credit has been the subject of much work. Using data from the household standards of living survey in Côte d'Ivoire (ENV2015), we use two logit models to identify the determinants of demand for credit and savings in rural Ivorian. Our work shows that the social, economic and demographic characteristics of the household and its head are significant determinants of demand for those services. The study revealed that each of these two services is a significant determinant of the other. Following this first analysis, we have identified the typical profiles of households with the highest and lowest probabilities of access to savings and credit. Finally, the gender approach of this study has shown that unlike the number of men who has no influence on the demand for savings among households without access to credit, the number of women considerably increases the level of access to credit for households with or without access to savings. And that households led by a woman have a better access to credit.http://sceco.ub.ro/index.php/SCECO/article/view/438credit, saving, rationing, gender, rural households, côte d’ivoire |
| spellingShingle | OUOYA Zrakpa Melaine GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIRE Studies and Scientific Researches: Economics Edition credit, saving, rationing, gender, rural households, côte d’ivoire |
| title | GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIRE |
| title_full | GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIRE |
| title_fullStr | GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIRE |
| title_full_unstemmed | GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIRE |
| title_short | GENDER IMPACT, TYPICAL PROFILES OF ACCESS TO CREDIT AND SAVINGS MARKETS: A CASE OF RURAL HOUSEHOLDS IN COTE D'IVOIRE |
| title_sort | gender impact typical profiles of access to credit and savings markets a case of rural households in cote d ivoire |
| topic | credit, saving, rationing, gender, rural households, côte d’ivoire |
| url | http://sceco.ub.ro/index.php/SCECO/article/view/438 |
| work_keys_str_mv | AT ouoyazrakpamelaine genderimpacttypicalprofilesofaccesstocreditandsavingsmarketsacaseofruralhouseholdsincotedivoire |