Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study
This study is aimed to explore the gender effects in the intention to adopt Islamic mobile banking. Data was analyzed using structural equation modeling (SEM) methodology on 243 participants from Pakistan. In the findings, researchers identified two different models for intention to adopt Islamic mo...
Main Authors: | , , , |
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Format: | Article |
Language: | English |
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Business School, Holy Spirit University of Kaslik (USEK)
2018-06-01
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Series: | Arab Economic and Business Journal |
Online Access: | http://www.sciencedirect.com/science/article/pii/S2214462517300300 |
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author | Muhammad Jamal Haider Gao Changchun Tayyaba Akram Syed Talib Hussain |
author_facet | Muhammad Jamal Haider Gao Changchun Tayyaba Akram Syed Talib Hussain |
author_sort | Muhammad Jamal Haider |
collection | DOAJ |
description | This study is aimed to explore the gender effects in the intention to adopt Islamic mobile banking. Data was analyzed using structural equation modeling (SEM) methodology on 243 participants from Pakistan. In the findings, researchers identified two different models for intention to adopt Islamic mobile banking. It is inferred that males are more task driven and desire for personality, value and status, so their intention is significantly impacted by perceived usefulness and perceived self-expressiveness. Whereas, females have found lack of IT knowledge and trust, therefore, their intention is significantly impacted by perceived credibility. Further, the perceived financial cost was found of no concern for both males and females and social norms influenced the adoption but there existed no significant gender differences. Managerial and practical implications along with limitations and future research suggestions of the study are also discussed. Keywords: Gender differences, Gender effects, Islamic banking, Islamic mobile banking, m-Banking adoption, Pakistan |
first_indexed | 2024-04-24T14:43:14Z |
format | Article |
id | doaj.art-d049924421f04a95aaf8c7f37eae1566 |
institution | Directory Open Access Journal |
issn | 2214-4625 |
language | English |
last_indexed | 2024-04-24T14:43:14Z |
publishDate | 2018-06-01 |
publisher | Business School, Holy Spirit University of Kaslik (USEK) |
record_format | Article |
series | Arab Economic and Business Journal |
spelling | doaj.art-d049924421f04a95aaf8c7f37eae15662024-04-02T20:36:11ZengBusiness School, Holy Spirit University of Kaslik (USEK)Arab Economic and Business Journal2214-46252018-06-011312538Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical studyMuhammad Jamal Haider0Gao Changchun1Tayyaba Akram2Syed Talib Hussain3Glorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, China; Corresponding author.Glorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, ChinaGlorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, China; Faculty Member, FMS, BUITEMS, Quetta, PakistanGlorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, ChinaThis study is aimed to explore the gender effects in the intention to adopt Islamic mobile banking. Data was analyzed using structural equation modeling (SEM) methodology on 243 participants from Pakistan. In the findings, researchers identified two different models for intention to adopt Islamic mobile banking. It is inferred that males are more task driven and desire for personality, value and status, so their intention is significantly impacted by perceived usefulness and perceived self-expressiveness. Whereas, females have found lack of IT knowledge and trust, therefore, their intention is significantly impacted by perceived credibility. Further, the perceived financial cost was found of no concern for both males and females and social norms influenced the adoption but there existed no significant gender differences. Managerial and practical implications along with limitations and future research suggestions of the study are also discussed. Keywords: Gender differences, Gender effects, Islamic banking, Islamic mobile banking, m-Banking adoption, Pakistanhttp://www.sciencedirect.com/science/article/pii/S2214462517300300 |
spellingShingle | Muhammad Jamal Haider Gao Changchun Tayyaba Akram Syed Talib Hussain Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study Arab Economic and Business Journal |
title | Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study |
title_full | Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study |
title_fullStr | Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study |
title_full_unstemmed | Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study |
title_short | Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study |
title_sort | exploring gender effects in intention to islamic mobile banking adoption an empirical study |
url | http://www.sciencedirect.com/science/article/pii/S2214462517300300 |
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