Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study

This study is aimed to explore the gender effects in the intention to adopt Islamic mobile banking. Data was analyzed using structural equation modeling (SEM) methodology on 243 participants from Pakistan. In the findings, researchers identified two different models for intention to adopt Islamic mo...

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Main Authors: Muhammad Jamal Haider, Gao Changchun, Tayyaba Akram, Syed Talib Hussain
Format: Article
Language:English
Published: Business School, Holy Spirit University of Kaslik (USEK) 2018-06-01
Series:Arab Economic and Business Journal
Online Access:http://www.sciencedirect.com/science/article/pii/S2214462517300300
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author Muhammad Jamal Haider
Gao Changchun
Tayyaba Akram
Syed Talib Hussain
author_facet Muhammad Jamal Haider
Gao Changchun
Tayyaba Akram
Syed Talib Hussain
author_sort Muhammad Jamal Haider
collection DOAJ
description This study is aimed to explore the gender effects in the intention to adopt Islamic mobile banking. Data was analyzed using structural equation modeling (SEM) methodology on 243 participants from Pakistan. In the findings, researchers identified two different models for intention to adopt Islamic mobile banking. It is inferred that males are more task driven and desire for personality, value and status, so their intention is significantly impacted by perceived usefulness and perceived self-expressiveness. Whereas, females have found lack of IT knowledge and trust, therefore, their intention is significantly impacted by perceived credibility. Further, the perceived financial cost was found of no concern for both males and females and social norms influenced the adoption but there existed no significant gender differences. Managerial and practical implications along with limitations and future research suggestions of the study are also discussed. Keywords: Gender differences, Gender effects, Islamic banking, Islamic mobile banking, m-Banking adoption, Pakistan
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spelling doaj.art-d049924421f04a95aaf8c7f37eae15662024-04-02T20:36:11ZengBusiness School, Holy Spirit University of Kaslik (USEK)Arab Economic and Business Journal2214-46252018-06-011312538Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical studyMuhammad Jamal Haider0Gao Changchun1Tayyaba Akram2Syed Talib Hussain3Glorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, China; Corresponding author.Glorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, ChinaGlorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, China; Faculty Member, FMS, BUITEMS, Quetta, PakistanGlorious Sun School of Business and Management, Donghua University, 1882 West Yan’an Road, Shanghai, ChinaThis study is aimed to explore the gender effects in the intention to adopt Islamic mobile banking. Data was analyzed using structural equation modeling (SEM) methodology on 243 participants from Pakistan. In the findings, researchers identified two different models for intention to adopt Islamic mobile banking. It is inferred that males are more task driven and desire for personality, value and status, so their intention is significantly impacted by perceived usefulness and perceived self-expressiveness. Whereas, females have found lack of IT knowledge and trust, therefore, their intention is significantly impacted by perceived credibility. Further, the perceived financial cost was found of no concern for both males and females and social norms influenced the adoption but there existed no significant gender differences. Managerial and practical implications along with limitations and future research suggestions of the study are also discussed. Keywords: Gender differences, Gender effects, Islamic banking, Islamic mobile banking, m-Banking adoption, Pakistanhttp://www.sciencedirect.com/science/article/pii/S2214462517300300
spellingShingle Muhammad Jamal Haider
Gao Changchun
Tayyaba Akram
Syed Talib Hussain
Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study
Arab Economic and Business Journal
title Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study
title_full Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study
title_fullStr Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study
title_full_unstemmed Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study
title_short Exploring Gender Effects in Intention to Islamic Mobile Banking Adoption: an empirical study
title_sort exploring gender effects in intention to islamic mobile banking adoption an empirical study
url http://www.sciencedirect.com/science/article/pii/S2214462517300300
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AT tayyabaakram exploringgendereffectsinintentiontoislamicmobilebankingadoptionanempiricalstudy
AT syedtalibhussain exploringgendereffectsinintentiontoislamicmobilebankingadoptionanempiricalstudy