Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota Bandung
This study aims to analyze the factors that influence the attitudes and intentions of Indonesian cooperatives, especially in the city of Bandung in using digital financial service platform. The test conducted in this study is to examine the relationship between Perceived Usefulness, Perceived Ease o...
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| Format: | Article |
| Language: | English |
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LPPM Universitas Ibn Khaldun Bogor
2019-12-01
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| Series: | Jurnal Manajemen |
| Subjects: | |
| Online Access: | http://ejournal.uika-bogor.ac.id/index.php/manajemen/article/view/2572/1623 |
| _version_ | 1818115191428087808 |
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| author | Hana Al Zahra Erie Febrian S.C. Djen Amar |
| author_facet | Hana Al Zahra Erie Febrian S.C. Djen Amar |
| author_sort | Hana Al Zahra |
| collection | DOAJ |
| description | This study aims to analyze the factors that influence the attitudes and intentions of Indonesian cooperatives, especially in the city of Bandung in using digital financial service platform. The test conducted in this study is to examine the relationship between Perceived Usefulness, Perceived Ease of Use, Knowledge, Trust and Perceived Risk on Attitudes and Intentions, which are tested partially and simultaneously. The method of analysis of this research uses quantitative and qualitative approaches in the form of descriptive - verification. Hypothesis testing uses Partial Least Square (PLS) analysis with a sample of 100 respondents from 70 cooperatives conducting savings and loan activities in the city of Bandung. The results of the analysis of research data indicate that Knowledge and Trust have a significant positive effect on Attitude and Intention. Perception of Use only has a significant positive effect on attitude. While Perception of Ease and Risk does not have a significant positive effect on Attitude and Intention. The results indicate that Knowledge and Trust have a significant positive effect on Attitude and Intention. Perceived Usefulness only has a significant positive effect on Attitude. While Perceived Ease of Use and Risk does not have a significant positive effect on both Attitude and Intention. Simultaneously all variables X explain 77.9% of Attitude and 86.5% of Intention |
| first_indexed | 2024-12-11T04:02:42Z |
| format | Article |
| id | doaj.art-d13ada821c9047c48da6eba00ad50f22 |
| institution | Directory Open Access Journal |
| issn | 2301-4628 2301-4628 |
| language | English |
| last_indexed | 2024-12-11T04:02:42Z |
| publishDate | 2019-12-01 |
| publisher | LPPM Universitas Ibn Khaldun Bogor |
| record_format | Article |
| series | Jurnal Manajemen |
| spelling | doaj.art-d13ada821c9047c48da6eba00ad50f222022-12-22T01:21:36ZengLPPM Universitas Ibn Khaldun BogorJurnal Manajemen2301-46282301-46282019-12-0110215516510.32832/jm-uika.v10i2.2572Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota BandungHana Al Zahra0Erie Febrian1S.C. Djen Amar2Universitas PajajaranUniversitas PajajaranUniversitas Pajajaran This study aims to analyze the factors that influence the attitudes and intentions of Indonesian cooperatives, especially in the city of Bandung in using digital financial service platform. The test conducted in this study is to examine the relationship between Perceived Usefulness, Perceived Ease of Use, Knowledge, Trust and Perceived Risk on Attitudes and Intentions, which are tested partially and simultaneously. The method of analysis of this research uses quantitative and qualitative approaches in the form of descriptive - verification. Hypothesis testing uses Partial Least Square (PLS) analysis with a sample of 100 respondents from 70 cooperatives conducting savings and loan activities in the city of Bandung. The results of the analysis of research data indicate that Knowledge and Trust have a significant positive effect on Attitude and Intention. Perception of Use only has a significant positive effect on attitude. While Perception of Ease and Risk does not have a significant positive effect on Attitude and Intention. The results indicate that Knowledge and Trust have a significant positive effect on Attitude and Intention. Perceived Usefulness only has a significant positive effect on Attitude. While Perceived Ease of Use and Risk does not have a significant positive effect on both Attitude and Intention. Simultaneously all variables X explain 77.9% of Attitude and 86.5% of Intentionhttp://ejournal.uika-bogor.ac.id/index.php/manajemen/article/view/2572/1623persepsi kegunaanpersepsi kemudahanpengetahuankepercayaanpersepsi risiko |
| spellingShingle | Hana Al Zahra Erie Febrian S.C. Djen Amar Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota Bandung Jurnal Manajemen persepsi kegunaan persepsi kemudahan pengetahuan kepercayaan persepsi risiko |
| title | Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota Bandung |
| title_full | Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota Bandung |
| title_fullStr | Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota Bandung |
| title_full_unstemmed | Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota Bandung |
| title_short | Faktor-Faktor yang Mempengaruhi Sikap dan Intensi Pengurus Koperasi Untuk Menggunakan Platform Layanan Keuangan Digital di Kota Bandung |
| title_sort | faktor faktor yang mempengaruhi sikap dan intensi pengurus koperasi untuk menggunakan platform layanan keuangan digital di kota bandung |
| topic | persepsi kegunaan persepsi kemudahan pengetahuan kepercayaan persepsi risiko |
| url | http://ejournal.uika-bogor.ac.id/index.php/manajemen/article/view/2572/1623 |
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