The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT
This study explores financial credit risk assessment. This is an important issue because there is currently no standardized method used by financial institutions for the assessment of credit risk. A critical evaluation of the most popular credit risk assessment methods – the judgemental method and...
| Main Author: | |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Moldova State University
2007-02-01
|
| Series: | Studia Universitatis Moldaviae: Stiinte Umanistice |
| Online Access: | https://ojs.studiamsu.md/index.php/stiinte_exacte_si_economice/article/view/87 |
| _version_ | 1797326822852001792 |
|---|---|
| author | USM ADMIN |
| author_facet | USM ADMIN |
| author_sort | USM ADMIN |
| collection | DOAJ |
| description |
This study explores financial credit risk assessment. This is an important issue because there is currently no standardized method used by financial institutions for the assessment of credit risk. A critical evaluation of the most popular credit risk assessment methods – the judgemental method and credit-scoring – highlights a number of limitations when used on their own. Some financial institutions may choose to implement neural the method with least disadvantages, accepting the risk that the assumptions may not correspond to reality, but opting for better performance of the model. Under these circumstances, the implementation of some measures of performance seems imperative.
|
| first_indexed | 2024-03-08T06:30:47Z |
| format | Article |
| id | doaj.art-d1b5ef49875d4aaa85eeadc5f82b97f8 |
| institution | Directory Open Access Journal |
| issn | 1857-2073 2345-1009 |
| language | English |
| last_indexed | 2024-03-08T06:30:47Z |
| publishDate | 2007-02-01 |
| publisher | Moldova State University |
| record_format | Article |
| series | Studia Universitatis Moldaviae: Stiinte Umanistice |
| spelling | doaj.art-d1b5ef49875d4aaa85eeadc5f82b97f82024-02-03T12:03:38ZengMoldova State UniversityStudia Universitatis Moldaviae: Stiinte Umanistice1857-20732345-10092007-02-012The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT USM ADMIN0Studia Universitas Moldaviae This study explores financial credit risk assessment. This is an important issue because there is currently no standardized method used by financial institutions for the assessment of credit risk. A critical evaluation of the most popular credit risk assessment methods – the judgemental method and credit-scoring – highlights a number of limitations when used on their own. Some financial institutions may choose to implement neural the method with least disadvantages, accepting the risk that the assumptions may not correspond to reality, but opting for better performance of the model. Under these circumstances, the implementation of some measures of performance seems imperative. https://ojs.studiamsu.md/index.php/stiinte_exacte_si_economice/article/view/87 |
| spellingShingle | USM ADMIN The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT Studia Universitatis Moldaviae: Stiinte Umanistice |
| title | The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT |
| title_full | The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT |
| title_fullStr | The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT |
| title_full_unstemmed | The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT |
| title_short | The EVALUAREA RISCULUI DE CREDIT: O ANALIZĂ A DIVERSELOR METODE DE EVALUARE A RISCULUI DE CREDIT |
| title_sort | evaluarea riscului de credit o analiza a diverselor metode de evaluare a riscului de credit |
| url | https://ojs.studiamsu.md/index.php/stiinte_exacte_si_economice/article/view/87 |
| work_keys_str_mv | AT usmadmin theevaluarearisculuidecreditoanalizaadiverselormetodedeevaluarearisculuidecredit AT usmadmin evaluarearisculuidecreditoanalizaadiverselormetodedeevaluarearisculuidecredit |