APA (7th ed.) Citation

 Lunyakov, O. V., & Lunyakova, N. A. (2018). The Development of Credit Channels in the transition to the Digital Economy: Demand Modelling. Government of the Russian Federation, Financial University.

Chicago Style (17th ed.) Citation

 Lunyakov, O.  V. , and N.  A.  Lunyakova. The Development of Credit Channels in the Transition to the Digital Economy: Demand Modelling. Government of the Russian Federation, Financial University, 2018.

MLA (9th ed.) Citation

 Lunyakov, O.  V. , and N.  A.  Lunyakova. The Development of Credit Channels in the Transition to the Digital Economy: Demand Modelling. Government of the Russian Federation, Financial University, 2018.

Warning: These citations may not always be 100% accurate.