Assessment of bank lending diversification in Ukraine
At the present stage, commercial banks conduct their activities under constantly changing general economic, social and political conditions, which influence the reliability and efficiency of banking institutions performance. Nowadays, the problems of comprehensive assessment of the efficiency of mai...
| Main Authors: | , , , , |
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| Format: | Article |
| Language: | English |
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LLC "CPC "Business Perspectives"
2018-10-01
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| Series: | Banks and Bank Systems |
| Subjects: | |
| Online Access: | https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/10972/BBS_2018_03_Khalatur.pdf |
| _version_ | 1818061899483316224 |
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| author | Svitlana Khalatur Kateryna Zhylenko Yuliia Masiuk Liudmyla Velychko Mykola Kravchenko |
| author_facet | Svitlana Khalatur Kateryna Zhylenko Yuliia Masiuk Liudmyla Velychko Mykola Kravchenko |
| author_sort | Svitlana Khalatur |
| collection | DOAJ |
| description | At the present stage, commercial banks conduct their activities under constantly changing general economic, social and political conditions, which influence the reliability and efficiency of banking institutions performance. Nowadays, the problems of comprehensive assessment of the efficiency of main banking operations as well as the reliability of the Ukrainian banking system became relevant.The purpose of the paper is to study the current state and diversification of bank lending in Ukraine, the problems that arise in the national economy due to the deteriorating performance of the banking system of Ukraine. The analysis has shown that a certain stable but not effective loan activity of Ukrainian banks for a long period of time was observed. Also, there is a demand for credit resources, which is currently not completely fulfilled.The recommendations provided in this article contribute to the development of bank lending and the related increase in entrepreneurship and successful lucrative enterprises in Ukraine. Also, the analysis has revealed the direct correlation of the domestic credit provided by the financial sector with 14 relevant indicators and inverse dependence with 6 indicators. |
| first_indexed | 2024-12-10T13:55:39Z |
| format | Article |
| id | doaj.art-d2b203de22464b278995a6cd1abbe672 |
| institution | Directory Open Access Journal |
| issn | 1816-7403 1991-7074 |
| language | English |
| last_indexed | 2024-12-10T13:55:39Z |
| publishDate | 2018-10-01 |
| publisher | LLC "CPC "Business Perspectives" |
| record_format | Article |
| series | Banks and Bank Systems |
| spelling | doaj.art-d2b203de22464b278995a6cd1abbe6722022-12-22T01:46:01ZengLLC "CPC "Business Perspectives"Banks and Bank Systems1816-74031991-70742018-10-0113314115010.21511/bbs.13(3).2018.1410972Assessment of bank lending diversification in UkraineSvitlana Khalatur0Kateryna Zhylenko1Yuliia Masiuk2Liudmyla Velychko3Mykola Kravchenko4Doctor of Economics, Assistant Professor, Finance and Banking Department, Dnipro State Agrarian and Economic UniversityPh.D., Assistant Professor, Department of Management and Tourist Business, Oles Honchar Dnipro National UniversityPh.D., Professor, Finance and Banking Department, Dnipro State Agrarian and Economic UniversityPh.D. in Public Administration, Senior Lecturer, Department of Economics, Entrepreneurship and Management of Enterprises, Oles Honchar Dnipro National UniversityPh.D., Associate Professor, Department of Accounting, Audit and Management of Financial and Economic Security, Dnipro State Agrarian and Economic UniversityAt the present stage, commercial banks conduct their activities under constantly changing general economic, social and political conditions, which influence the reliability and efficiency of banking institutions performance. Nowadays, the problems of comprehensive assessment of the efficiency of main banking operations as well as the reliability of the Ukrainian banking system became relevant.The purpose of the paper is to study the current state and diversification of bank lending in Ukraine, the problems that arise in the national economy due to the deteriorating performance of the banking system of Ukraine. The analysis has shown that a certain stable but not effective loan activity of Ukrainian banks for a long period of time was observed. Also, there is a demand for credit resources, which is currently not completely fulfilled.The recommendations provided in this article contribute to the development of bank lending and the related increase in entrepreneurship and successful lucrative enterprises in Ukraine. Also, the analysis has revealed the direct correlation of the domestic credit provided by the financial sector with 14 relevant indicators and inverse dependence with 6 indicators.https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/10972/BBS_2018_03_Khalatur.pdfassetsbank systemfinancial sectorprofitreliability and efficiency of banking activityrisks |
| spellingShingle | Svitlana Khalatur Kateryna Zhylenko Yuliia Masiuk Liudmyla Velychko Mykola Kravchenko Assessment of bank lending diversification in Ukraine Banks and Bank Systems assets bank system financial sector profit reliability and efficiency of banking activity risks |
| title | Assessment of bank lending diversification in Ukraine |
| title_full | Assessment of bank lending diversification in Ukraine |
| title_fullStr | Assessment of bank lending diversification in Ukraine |
| title_full_unstemmed | Assessment of bank lending diversification in Ukraine |
| title_short | Assessment of bank lending diversification in Ukraine |
| title_sort | assessment of bank lending diversification in ukraine |
| topic | assets bank system financial sector profit reliability and efficiency of banking activity risks |
| url | https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/10972/BBS_2018_03_Khalatur.pdf |
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