The Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed Framework

This paper, which is conceptual in nature, discusses the moderating effects of the relationship between several factors that may affect the acceptance of Qardhul Hassan financing in Nigeria. The proposed variables under examination are attitude towards Qardhul Hassan financing, knowledge of Qardhul...

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Main Authors: Nurudeen Abubakar Zauro, Ram Al Jaffri Saad, Norfaiezah Sawandi
Format: Article
Language:English
Published: EconJournals 2016-11-01
Series:International Journal of Economics and Financial Issues
Online Access:https://econjournals.com/index.php/ijefi/article/view/3597
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author Nurudeen Abubakar Zauro
Ram Al Jaffri Saad
Norfaiezah Sawandi
author_facet Nurudeen Abubakar Zauro
Ram Al Jaffri Saad
Norfaiezah Sawandi
author_sort Nurudeen Abubakar Zauro
collection DOAJ
description This paper, which is conceptual in nature, discusses the moderating effects of the relationship between several factors that may affect the acceptance of Qardhul Hassan financing in Nigeria. The proposed variables under examination are attitude towards Qardhul Hassan financing, knowledge of Qardhul Hassan financing, perceived benefits, perceived government support and religious obligations while financial inclusion serves as a moderator variable. If validated, the work would be used as a proposed financing model to the government, policy makers, regulators, practitioners and other stakeholder's vis-à-vis curbing the adverse effects of financial exclusion in various jurisdictions of the emerging markets. Keywords: Qardhul Hassan, Financial Inclusion, Islamic Finance JEL Classifications: D14, G21
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spelling doaj.art-d36f602e09944feeade6746c8279eee52023-02-15T16:17:16ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382016-11-0167SThe Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed FrameworkNurudeen Abubakar ZauroRam Al Jaffri SaadNorfaiezah Sawandi This paper, which is conceptual in nature, discusses the moderating effects of the relationship between several factors that may affect the acceptance of Qardhul Hassan financing in Nigeria. The proposed variables under examination are attitude towards Qardhul Hassan financing, knowledge of Qardhul Hassan financing, perceived benefits, perceived government support and religious obligations while financial inclusion serves as a moderator variable. If validated, the work would be used as a proposed financing model to the government, policy makers, regulators, practitioners and other stakeholder's vis-à-vis curbing the adverse effects of financial exclusion in various jurisdictions of the emerging markets. Keywords: Qardhul Hassan, Financial Inclusion, Islamic Finance JEL Classifications: D14, G21 https://econjournals.com/index.php/ijefi/article/view/3597
spellingShingle Nurudeen Abubakar Zauro
Ram Al Jaffri Saad
Norfaiezah Sawandi
The Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed Framework
International Journal of Economics and Financial Issues
title The Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed Framework
title_full The Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed Framework
title_fullStr The Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed Framework
title_full_unstemmed The Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed Framework
title_short The Moderating Effects of Financial Inclusion on Qardhul Hassan Financing Acceptance in Nigeria: A Proposed Framework
title_sort moderating effects of financial inclusion on qardhul hassan financing acceptance in nigeria a proposed framework
url https://econjournals.com/index.php/ijefi/article/view/3597
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