Willingness of residents to invest in flood mitigation measures and to purchase flood insurance

Approximately 12,000 people live in the flood risk areas in Finland. New flood risk management plans were prepared for 21 areas as a part of the EU Floods Directive in 2015. In connection with this work, we conducted a survey in three flood risk areas in 2014. The total number of recipients was 4,71...

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Main Authors: Väisänen Sari, Lehtoranta Virpi, Parjanne Antti, Rytkönen Anne-Mari, Aaltonen Juha
Format: Article
Language:English
Published: EDP Sciences 2016-01-01
Series:E3S Web of Conferences
Online Access:http://dx.doi.org/10.1051/e3sconf/20160722001
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author Väisänen Sari
Lehtoranta Virpi
Parjanne Antti
Rytkönen Anne-Mari
Aaltonen Juha
author_facet Väisänen Sari
Lehtoranta Virpi
Parjanne Antti
Rytkönen Anne-Mari
Aaltonen Juha
author_sort Väisänen Sari
collection DOAJ
description Approximately 12,000 people live in the flood risk areas in Finland. New flood risk management plans were prepared for 21 areas as a part of the EU Floods Directive in 2015. In connection with this work, we conducted a survey in three flood risk areas in 2014. The total number of recipients was 4,710 and the response rate 39%. The study provided an indication of how local citizens perceive flood risk, and specifically whether they have already invested or would be willing to invest in private flood mitigation measures or to purchase flood insurance. We also examined how previous personal experiences of flooding affected their responses. The questionnaires were georeferenced in GIS and compared with flood hazard maps on a detailed scale. Over 27% of the respondents had experienced a recent flooding event, but only 9% had implemented flood mitigation measures and 10% knew that flood coverage was included in their insurance. A young age and having property at risk of flooding increased the willingness of respondents to consider implementing flood protection measures and purchasing flood insurance.
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spelling doaj.art-d5bbbedc82dd442d81e7919bf5c384fa2022-12-21T22:49:27ZengEDP SciencesE3S Web of Conferences2267-12422016-01-0172200110.1051/e3sconf/20160722001e3sconf_flood2016_22001Willingness of residents to invest in flood mitigation measures and to purchase flood insuranceVäisänen Sari0Lehtoranta Virpi1Parjanne Antti2Rytkönen Anne-Mari3Aaltonen Juha4Finnish Environment Institute, Water CentreFinnish Environment Institute, Water CentreFinnish Environment Institute, Water CentreFinnish Environment Institute, Water CentreFinnish Environment Institute, Water CentreApproximately 12,000 people live in the flood risk areas in Finland. New flood risk management plans were prepared for 21 areas as a part of the EU Floods Directive in 2015. In connection with this work, we conducted a survey in three flood risk areas in 2014. The total number of recipients was 4,710 and the response rate 39%. The study provided an indication of how local citizens perceive flood risk, and specifically whether they have already invested or would be willing to invest in private flood mitigation measures or to purchase flood insurance. We also examined how previous personal experiences of flooding affected their responses. The questionnaires were georeferenced in GIS and compared with flood hazard maps on a detailed scale. Over 27% of the respondents had experienced a recent flooding event, but only 9% had implemented flood mitigation measures and 10% knew that flood coverage was included in their insurance. A young age and having property at risk of flooding increased the willingness of respondents to consider implementing flood protection measures and purchasing flood insurance.http://dx.doi.org/10.1051/e3sconf/20160722001
spellingShingle Väisänen Sari
Lehtoranta Virpi
Parjanne Antti
Rytkönen Anne-Mari
Aaltonen Juha
Willingness of residents to invest in flood mitigation measures and to purchase flood insurance
E3S Web of Conferences
title Willingness of residents to invest in flood mitigation measures and to purchase flood insurance
title_full Willingness of residents to invest in flood mitigation measures and to purchase flood insurance
title_fullStr Willingness of residents to invest in flood mitigation measures and to purchase flood insurance
title_full_unstemmed Willingness of residents to invest in flood mitigation measures and to purchase flood insurance
title_short Willingness of residents to invest in flood mitigation measures and to purchase flood insurance
title_sort willingness of residents to invest in flood mitigation measures and to purchase flood insurance
url http://dx.doi.org/10.1051/e3sconf/20160722001
work_keys_str_mv AT vaisanensari willingnessofresidentstoinvestinfloodmitigationmeasuresandtopurchasefloodinsurance
AT lehtorantavirpi willingnessofresidentstoinvestinfloodmitigationmeasuresandtopurchasefloodinsurance
AT parjanneantti willingnessofresidentstoinvestinfloodmitigationmeasuresandtopurchasefloodinsurance
AT rytkonenannemari willingnessofresidentstoinvestinfloodmitigationmeasuresandtopurchasefloodinsurance
AT aaltonenjuha willingnessofresidentstoinvestinfloodmitigationmeasuresandtopurchasefloodinsurance