The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels

The study aims to determine the impact of high school students’ socio-demographic characteristics from Podkarpackie Voivodeship on the level of use of modern forms of payment and banking services and to assess the security levels of these tools. The data was obtained through a survey where the resea...

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Main Author: Magdalena Wiercioch
Format: Article
Language:English
Published: Uniwersytet Pedagogiczny im. Komisji Edukacji Narodowej w Krakowie 2021-06-01
Series:Przedsiębiorczość - Edukacja
Subjects:
Online Access:https://p-e.up.krakow.pl/article/view/7500
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author Magdalena Wiercioch
author_facet Magdalena Wiercioch
author_sort Magdalena Wiercioch
collection DOAJ
description The study aims to determine the impact of high school students’ socio-demographic characteristics from Podkarpackie Voivodeship on the level of use of modern forms of payment and banking services and to assess the security levels of these tools. The data was obtained through a survey where the research tool was a questionnaire conducted among students. The study of the literature on the subject and reports from other studies on similar topics were used. Research has shown that socio-demographic characteristics influence the level of use of some modern payment and banking services such as secure online payments, mobile applications for online shopping and electronic banking. Young male respondents expressed higher ratings for mobile banking security as well as for electronic payments. Similarly, the level of parents’ education was associated with an increase in students’ positive assessment of the security of mobile banking and electronic payments. The results suggest a need to increase financial knowledge and awareness among young people and their parents in modern forms of payment and banking services.
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spelling doaj.art-da8309bf05d14550ac778723979bb9502022-12-21T20:20:15ZengUniwersytet Pedagogiczny im. Komisji Edukacji Narodowej w KrakowiePrzedsiębiorczość - Edukacja2083-32962449-90482021-06-0117110.24917/20833296.171.18The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levelsMagdalena Wiercioch0University of Rzeszow, PolandThe study aims to determine the impact of high school students’ socio-demographic characteristics from Podkarpackie Voivodeship on the level of use of modern forms of payment and banking services and to assess the security levels of these tools. The data was obtained through a survey where the research tool was a questionnaire conducted among students. The study of the literature on the subject and reports from other studies on similar topics were used. Research has shown that socio-demographic characteristics influence the level of use of some modern payment and banking services such as secure online payments, mobile applications for online shopping and electronic banking. Young male respondents expressed higher ratings for mobile banking security as well as for electronic payments. Similarly, the level of parents’ education was associated with an increase in students’ positive assessment of the security of mobile banking and electronic payments. The results suggest a need to increase financial knowledge and awareness among young people and their parents in modern forms of payment and banking services.https://p-e.up.krakow.pl/article/view/7500electronic bankingelectronic mobile paymentfinancial awarenesshigh schoolstudents
spellingShingle Magdalena Wiercioch
The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels
Przedsiębiorczość - Edukacja
electronic banking
electronic mobile payment
financial awareness
high school
students
title The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels
title_full The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels
title_fullStr The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels
title_full_unstemmed The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels
title_short The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels
title_sort influence of the socio demographic characteristics of the young on mobile telephone payment usage levels
topic electronic banking
electronic mobile payment
financial awareness
high school
students
url https://p-e.up.krakow.pl/article/view/7500
work_keys_str_mv AT magdalenawiercioch theinfluenceofthesociodemographiccharacteristicsoftheyoungonmobiletelephonepaymentusagelevels
AT magdalenawiercioch influenceofthesociodemographiccharacteristicsoftheyoungonmobiletelephonepaymentusagelevels