Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from Indonesia

This study aims to analyze margin actualization of murābaha contract. It is because, although murābaha is a favorable financing contract at sharia banking, it still has problem due to the related issue. This happens due to lack of trust form such customers, who have a tendency that sharia bank is t...

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Main Authors: Reni Furwanti, Dini Maulana Lestari, Abdul Mustaqim, Iin Solikhin
Format: Article
Language:English
Published: Postgraduate State Institute on Islamic Studies Purwokerto 2023-03-01
Series:Ijtimā'iyya
Subjects:
Online Access:https://ejournal.uinsaizu.ac.id/index.php/ijtimaiyya/article/view/6113
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author Reni Furwanti
Dini Maulana Lestari
Abdul Mustaqim
Iin Solikhin
author_facet Reni Furwanti
Dini Maulana Lestari
Abdul Mustaqim
Iin Solikhin
author_sort Reni Furwanti
collection DOAJ
description This study aims to analyze margin actualization of murābaha contract. It is because, although murābaha is a favorable financing contract at sharia banking, it still has problem due to the related issue. This happens due to lack of trust form such customers, who have a tendency that sharia bank is the same with conventional bank due to the issue of margin actualization. This is a qualitative descriptive reseach with library reseach approach, exploring the issue and relating to the Islamic study to get such deep analysis. The result revealed that relating to the issue it needs such a fatwa or other binding which aligned with sharia principles, and such reconstruction of the contract which appropriate with sharia principle reflected by maqāṣid al-sharia.
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spelling doaj.art-df09fac7793c49b2bd9bfd3f667ad4bb2024-05-15T08:33:56ZengPostgraduate State Institute on Islamic Studies PurwokertoIjtimā'iyya2541-27362541-00402023-03-018110.24090/ijtimaiyya.v8i1.61134467Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from IndonesiaReni Furwanti0Dini Maulana Lestari1Abdul Mustaqim2Iin Solikhin3UIN Sunan Kalijaga YogyakartaUIN Sunan Kalijaga YogyakartaUIN Sunan Kalijaga YogyakartaUIN Prof. KH. Saifudin Zuhri Purwokerto This study aims to analyze margin actualization of murābaha contract. It is because, although murābaha is a favorable financing contract at sharia banking, it still has problem due to the related issue. This happens due to lack of trust form such customers, who have a tendency that sharia bank is the same with conventional bank due to the issue of margin actualization. This is a qualitative descriptive reseach with library reseach approach, exploring the issue and relating to the Islamic study to get such deep analysis. The result revealed that relating to the issue it needs such a fatwa or other binding which aligned with sharia principles, and such reconstruction of the contract which appropriate with sharia principle reflected by maqāṣid al-sharia. https://ejournal.uinsaizu.ac.id/index.php/ijtimaiyya/article/view/6113Murābaha Financing; Margin; Sharia Bank.
spellingShingle Reni Furwanti
Dini Maulana Lestari
Abdul Mustaqim
Iin Solikhin
Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from Indonesia
Ijtimā'iyya
Murābaha Financing; Margin; Sharia Bank.
title Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from Indonesia
title_full Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from Indonesia
title_fullStr Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from Indonesia
title_full_unstemmed Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from Indonesia
title_short Criticism of Margin Actualization in Murābahah Financing at Sharia Banking Evidence from Indonesia
title_sort criticism of margin actualization in murabahah financing at sharia banking evidence from indonesia
topic Murābaha Financing; Margin; Sharia Bank.
url https://ejournal.uinsaizu.ac.id/index.php/ijtimaiyya/article/view/6113
work_keys_str_mv AT renifurwanti criticismofmarginactualizationinmurabahahfinancingatshariabankingevidencefromindonesia
AT dinimaulanalestari criticismofmarginactualizationinmurabahahfinancingatshariabankingevidencefromindonesia
AT abdulmustaqim criticismofmarginactualizationinmurabahahfinancingatshariabankingevidencefromindonesia
AT iinsolikhin criticismofmarginactualizationinmurabahahfinancingatshariabankingevidencefromindonesia