APA-ийн эшлэл(7 дахь хэвлэлт)

(Ionașcu), A. E. C., Spătariu, E. C., & Gheorghiu, G. (2022). Financial Inclusion in Romania – A New Perspective. Ovidius University Press.

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

(Ionașcu), Alina Elena Cerchia, Elena Cerasela Spătariu, ба Gabriela Gheorghiu. Financial Inclusion in Romania – A New Perspective. Ovidius University Press, 2022.

MLA -ийн эшлэл (9 дэх хэвлэлт)

(Ionașcu), Alina Elena Cerchia, et al. Financial Inclusion in Romania – A New Perspective. Ovidius University Press, 2022.