The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy

This study aimed at investigating the effect of credit facilities on the Palestinian economy. Several tests and statistical packages (e.g. the SPSS, frequencies, percentages and averages, means, One-way Analysis of Variance, and Cronbach's alpha) had been conducted and utilized to extract the...

Full description

Bibliographic Details
Main Author: Khalid Mohammad Hasan Sweis
Format: Article
Language:English
Published: EconJournals 2017-09-01
Series:International Journal of Economics and Financial Issues
Online Access:https://econjournals.com/index.php/ijefi/article/view/5185
_version_ 1797908080852205568
author Khalid Mohammad Hasan Sweis
author_facet Khalid Mohammad Hasan Sweis
author_sort Khalid Mohammad Hasan Sweis
collection DOAJ
description This study aimed at investigating the effect of credit facilities on the Palestinian economy. Several tests and statistical packages (e.g. the SPSS, frequencies, percentages and averages, means, One-way Analysis of Variance, and Cronbach's alpha) had been conducted and utilized to extract the reliability coefficient. The researcher distributed (79) questionnaires to workers serving in the Facility Departments in Palestinian banks; only (67) were collected and analyzed. The study showed that banks employ promising laws related to granting facilities; it also found that these banks have flexible facilities that play a significant role in achieving bank economic growth/development which, by its turn, affects national economy. The study also reveled that it is difficult, in some cases, to count on the economic feasibility presented by customers. The researcher suggested that fines should be given to the institutes that issue abnormal economic feasibilities for the sake of getting credit facilities from banks. The study also recommended that additional powers should be given to branch managers, and that customers' awareness of the importance of bank requests to monitor bank accounts should be stressed.        Keywords:  Effect of Credit, Banks Facilities, credit policies,  Palestinian Economy JEL Classifications: E51, G21
first_indexed 2024-04-10T10:48:13Z
format Article
id doaj.art-e06694593040476ebcb6f5971f243ffb
institution Directory Open Access Journal
issn 2146-4138
language English
last_indexed 2024-04-10T10:48:13Z
publishDate 2017-09-01
publisher EconJournals
record_format Article
series International Journal of Economics and Financial Issues
spelling doaj.art-e06694593040476ebcb6f5971f243ffb2023-02-15T16:20:15ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382017-09-0174The Effect of Palestinian Banking Credit Facilities on the Palestinian EconomyKhalid Mohammad Hasan Sweis0Economics This study aimed at investigating the effect of credit facilities on the Palestinian economy. Several tests and statistical packages (e.g. the SPSS, frequencies, percentages and averages, means, One-way Analysis of Variance, and Cronbach's alpha) had been conducted and utilized to extract the reliability coefficient. The researcher distributed (79) questionnaires to workers serving in the Facility Departments in Palestinian banks; only (67) were collected and analyzed. The study showed that banks employ promising laws related to granting facilities; it also found that these banks have flexible facilities that play a significant role in achieving bank economic growth/development which, by its turn, affects national economy. The study also reveled that it is difficult, in some cases, to count on the economic feasibility presented by customers. The researcher suggested that fines should be given to the institutes that issue abnormal economic feasibilities for the sake of getting credit facilities from banks. The study also recommended that additional powers should be given to branch managers, and that customers' awareness of the importance of bank requests to monitor bank accounts should be stressed.        Keywords:  Effect of Credit, Banks Facilities, credit policies,  Palestinian Economy JEL Classifications: E51, G21 https://econjournals.com/index.php/ijefi/article/view/5185
spellingShingle Khalid Mohammad Hasan Sweis
The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy
International Journal of Economics and Financial Issues
title The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy
title_full The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy
title_fullStr The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy
title_full_unstemmed The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy
title_short The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy
title_sort effect of palestinian banking credit facilities on the palestinian economy
url https://econjournals.com/index.php/ijefi/article/view/5185
work_keys_str_mv AT khalidmohammadhasansweis theeffectofpalestinianbankingcreditfacilitiesonthepalestinianeconomy
AT khalidmohammadhasansweis effectofpalestinianbankingcreditfacilitiesonthepalestinianeconomy