The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJK
Purpuse: The aim is to determine the soundness of Bank Negara Indonesia (BNI in the 2017-2019 period, of which all four are State-Owned Enterprises (BUMN). Design/methodology/approach: The analysis carried out is a qualitative analysis using the CAMEL ratio method (CAR, KAP, NPM, ROA&BOPO, L...
| Main Authors: | , , , , , |
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| Format: | Article |
| Language: | English |
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LPPM of Narotama University Surabaya
2022-11-01
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| Series: | IJEBD (International Journal of Entrepreneurship and Business Development) |
| Subjects: | |
| Online Access: | https://jurnal.narotama.ac.id/index.php/ijebd/article/view/2045 |
| _version_ | 1798006001044029440 |
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| author | Enny Istanti Achmad Daengs GS Ruchan Sanusi Sutopo Sutopo RM Bramastyo KN Syafi’i Syafi’i |
| author_facet | Enny Istanti Achmad Daengs GS Ruchan Sanusi Sutopo Sutopo RM Bramastyo KN Syafi’i Syafi’i |
| author_sort | Enny Istanti |
| collection | DOAJ |
| description |
Purpuse: The aim is to determine the soundness of Bank Negara Indonesia (BNI in the 2017-2019 period, of which all four are State-Owned Enterprises (BUMN).
Design/methodology/approach: The analysis carried out is a qualitative analysis using the CAMEL ratio method (CAR, KAP, NPM, ROA&BOPO, LDR).
Findings: The results of the research in the last 3 years after being measured by the applicable standard Bank Indonesia regulations, it was found that the average soundness level of state-owned banks was in the Unhealthy Predicate. State-owned banks should improve their financial performance to increase the title as a healthy or very healthy bank because SOEs are banks that have the largest assets in Indonesia.
Practical implications: Increasing the predicate as a healthy or very healthy bank because BUMN is the bank that has the largest assets in Indonesia.
Originality/value: This paper is genuine
paper type: research paper
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| first_indexed | 2024-04-11T12:47:58Z |
| format | Article |
| id | doaj.art-e1c97214af804b6ab4ac9cdf30511520 |
| institution | Directory Open Access Journal |
| issn | 2597-4750 2597-4785 |
| language | English |
| last_indexed | 2024-04-11T12:47:58Z |
| publishDate | 2022-11-01 |
| publisher | LPPM of Narotama University Surabaya |
| record_format | Article |
| series | IJEBD (International Journal of Entrepreneurship and Business Development) |
| spelling | doaj.art-e1c97214af804b6ab4ac9cdf305115202022-12-22T04:23:17ZengLPPM of Narotama University SurabayaIJEBD (International Journal of Entrepreneurship and Business Development)2597-47502597-47852022-11-015610.29138/ijebd.v5i6.2045The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJKEnny Istanti0Achmad Daengs GS1Ruchan Sanusi2Sutopo Sutopo3RM Bramastyo KN4Syafi’i Syafi’i5Departement of Economics and Business, University of Bhayangkara SurabayaDepartement of Economics, University of 45 SurabayaDepartement of Economics and Business, University of Bhayangkara SurabayaDepartement of Economics and Business, University of Bhayangkara SurabayaDepartement of Economics and Business, University of Bhayangkara SurabayaDepartement of Economics and Business, University of Bhayangkara Surabaya Purpuse: The aim is to determine the soundness of Bank Negara Indonesia (BNI in the 2017-2019 period, of which all four are State-Owned Enterprises (BUMN). Design/methodology/approach: The analysis carried out is a qualitative analysis using the CAMEL ratio method (CAR, KAP, NPM, ROA&BOPO, LDR). Findings: The results of the research in the last 3 years after being measured by the applicable standard Bank Indonesia regulations, it was found that the average soundness level of state-owned banks was in the Unhealthy Predicate. State-owned banks should improve their financial performance to increase the title as a healthy or very healthy bank because SOEs are banks that have the largest assets in Indonesia. Practical implications: Increasing the predicate as a healthy or very healthy bank because BUMN is the bank that has the largest assets in Indonesia. Originality/value: This paper is genuine paper type: research paper https://jurnal.narotama.ac.id/index.php/ijebd/article/view/2045AssetsCapitalIncomeLiquidityManagement |
| spellingShingle | Enny Istanti Achmad Daengs GS Ruchan Sanusi Sutopo Sutopo RM Bramastyo KN Syafi’i Syafi’i The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJK IJEBD (International Journal of Entrepreneurship and Business Development) Assets Capital Income Liquidity Management |
| title | The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJK |
| title_full | The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJK |
| title_fullStr | The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJK |
| title_full_unstemmed | The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJK |
| title_short | The Role of Financial Statements using the Camel Ratio Method to Assess Financial Performance at BNI Banks Registered at OJK |
| title_sort | role of financial statements using the camel ratio method to assess financial performance at bni banks registered at ojk |
| topic | Assets Capital Income Liquidity Management |
| url | https://jurnal.narotama.ac.id/index.php/ijebd/article/view/2045 |
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