Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial Firms
In this research paper we have investigated the key factors which make it easier for non-financial firms to arrange financing from commercial banks. We have collected the data from the year 2001 to 2011 from 220 non-financial firms in Pakistan. We have used two measures of firm-bank relationship. Fi...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Editura ASE Bucuresti
2016-03-01
|
| Series: | Romanian Economic Journal |
| Subjects: | |
| Online Access: | http://www.rejournal.eu/article/determinants-bank-loan-availability-evidence-pakistani-non-financial-firms-0 |
| _version_ | 1828778100534542336 |
|---|---|
| author | Jaleel Ahmed Jaweria Khalid |
| author_facet | Jaleel Ahmed Jaweria Khalid |
| author_sort | Jaleel Ahmed |
| collection | DOAJ |
| description | In this research paper we have investigated the key factors which make it easier for non-financial firms to arrange financing from commercial banks. We have collected the data from the year 2001 to 2011 from 220 non-financial firms in Pakistan. We have used two measures of firm-bank relationship. First, if a non-financial firm has a board of director who is at the same time board of director of a commercial bank. Second, if a commercial bank has an equity stake in a non-financial firm. After using Fixed Effect model we have found that firm-bank relationships always matter for arranging bank loan for non-financial firms in Pakistan. |
| first_indexed | 2024-12-11T16:35:32Z |
| format | Article |
| id | doaj.art-e3241a2269534f21ac024b7660f7d7c2 |
| institution | Directory Open Access Journal |
| issn | 1454-4296 2286-2056 |
| language | English |
| last_indexed | 2024-12-11T16:35:32Z |
| publishDate | 2016-03-01 |
| publisher | Editura ASE Bucuresti |
| record_format | Article |
| series | Romanian Economic Journal |
| spelling | doaj.art-e3241a2269534f21ac024b7660f7d7c22022-12-22T00:58:28ZengEditura ASE BucurestiRomanian Economic Journal1454-42962286-20562016-03-01XIX596172Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial FirmsJaleel Ahmed 0Jaweria Khalid 1PhD student, School of Management, Harbin Institute of Technology, Harbin, China, e-mail: jaleelahmed11@yahoo.comPhD student, School of Management, Harbin Institute of Technology, Harbin, China, email: jaweriajaleel@ymail.comIn this research paper we have investigated the key factors which make it easier for non-financial firms to arrange financing from commercial banks. We have collected the data from the year 2001 to 2011 from 220 non-financial firms in Pakistan. We have used two measures of firm-bank relationship. First, if a non-financial firm has a board of director who is at the same time board of director of a commercial bank. Second, if a commercial bank has an equity stake in a non-financial firm. After using Fixed Effect model we have found that firm-bank relationships always matter for arranging bank loan for non-financial firms in Pakistan.http://www.rejournal.eu/article/determinants-bank-loan-availability-evidence-pakistani-non-financial-firms-0Commercial banksBank loan availabilityNon-financial firmsPakistan |
| spellingShingle | Jaleel Ahmed Jaweria Khalid Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial Firms Romanian Economic Journal Commercial banks Bank loan availability Non-financial firms Pakistan |
| title | Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial Firms |
| title_full | Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial Firms |
| title_fullStr | Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial Firms |
| title_full_unstemmed | Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial Firms |
| title_short | Determinants of Bank Loan Availability: Evidence From Pakistani Non-Financial Firms |
| title_sort | determinants of bank loan availability evidence from pakistani non financial firms |
| topic | Commercial banks Bank loan availability Non-financial firms Pakistan |
| url | http://www.rejournal.eu/article/determinants-bank-loan-availability-evidence-pakistani-non-financial-firms-0 |
| work_keys_str_mv | AT jaleelahmed determinantsofbankloanavailabilityevidencefrompakistaninonfinancialfirms AT jaweriakhalid determinantsofbankloanavailabilityevidencefrompakistaninonfinancialfirms |