The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational culture
Big data has become much more widely used in recent years, particularly in the banking sector. Banks have begun to use big data to enhance customer experience, optimize operations, and create novel products and services. This study investigates the effect of big data governance on financial...
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Format: | Article |
Language: | English |
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Growing Science
2023-01-01
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Series: | International Journal of Data and Network Science |
Online Access: | http://www.growingscience.com/ijds/Vol7/ijdns_2023_57.pdf |
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author | Mohammad Abdel Mohsen Al-Afeef Osamah Abdul Munim Ali Saqer Al-Tahat Ahmad Fawaz Malkawi Neven Yousef Kalbounhe Zeyad Faisal Al-Azzam |
author_facet | Mohammad Abdel Mohsen Al-Afeef Osamah Abdul Munim Ali Saqer Al-Tahat Ahmad Fawaz Malkawi Neven Yousef Kalbounhe Zeyad Faisal Al-Azzam |
author_sort | Mohammad Abdel Mohsen Al-Afeef |
collection | DOAJ |
description | Big data has become much more widely used in recent years, particularly in the banking sector. Banks have begun to use big data to enhance customer experience, optimize operations, and create novel products and services. This study investigates the effect of big data governance on financial technology in Jordanian commercial banks. The study focuses on the four dimensions of big data governance: strategy and planning, ethics and social responsibility, data quality and management, and infrastructure and architecture. Additionally, the study considers the mediating role of organizational culture in the relationship between big data governance and financial technology. Primary data were collected from 250 IT employees working in Jordanian commercial banks, and the data were analyzed using PLS-SEM. The study findings indicate that big data governance has a significant positive effect on financial technology in Jordanian commercial banks. Additionally, it has been discovered that organizational culture partially mediates the relationship between big data governance and financial technology, emphasizing the significance of creating a culture that encourages the efficient use of data in fintech. In the context of Jordanian commercial banks, this study presents empirical evidence for the connection between big data governance and financial technology. The results indicate that big data governance measures should be applied while taking organizational culture into account as a potential mediator of the effects on financial technology. This study offers guidance on how to successfully integrate big data governance policies in commercial banks to advance financial technology for bank managers and policymakers. |
first_indexed | 2024-03-13T05:50:19Z |
format | Article |
id | doaj.art-e3530df93f7b4f81bf99f84688ef1cb9 |
institution | Directory Open Access Journal |
issn | 2561-8148 2561-8156 |
language | English |
last_indexed | 2024-03-13T05:50:19Z |
publishDate | 2023-01-01 |
publisher | Growing Science |
record_format | Article |
series | International Journal of Data and Network Science |
spelling | doaj.art-e3530df93f7b4f81bf99f84688ef1cb92023-06-13T17:32:17ZengGrowing ScienceInternational Journal of Data and Network Science2561-81482561-81562023-01-01731283129410.5267/j.ijdns.2023.4.010The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational cultureMohammad Abdel Mohsen Al-AfeefOsamah Abdul Munim AliSaqer Al-TahatAhmad Fawaz MalkawiNeven Yousef Kalbounhe Zeyad Faisal Al-Azzam Big data has become much more widely used in recent years, particularly in the banking sector. Banks have begun to use big data to enhance customer experience, optimize operations, and create novel products and services. This study investigates the effect of big data governance on financial technology in Jordanian commercial banks. The study focuses on the four dimensions of big data governance: strategy and planning, ethics and social responsibility, data quality and management, and infrastructure and architecture. Additionally, the study considers the mediating role of organizational culture in the relationship between big data governance and financial technology. Primary data were collected from 250 IT employees working in Jordanian commercial banks, and the data were analyzed using PLS-SEM. The study findings indicate that big data governance has a significant positive effect on financial technology in Jordanian commercial banks. Additionally, it has been discovered that organizational culture partially mediates the relationship between big data governance and financial technology, emphasizing the significance of creating a culture that encourages the efficient use of data in fintech. In the context of Jordanian commercial banks, this study presents empirical evidence for the connection between big data governance and financial technology. The results indicate that big data governance measures should be applied while taking organizational culture into account as a potential mediator of the effects on financial technology. This study offers guidance on how to successfully integrate big data governance policies in commercial banks to advance financial technology for bank managers and policymakers.http://www.growingscience.com/ijds/Vol7/ijdns_2023_57.pdf |
spellingShingle | Mohammad Abdel Mohsen Al-Afeef Osamah Abdul Munim Ali Saqer Al-Tahat Ahmad Fawaz Malkawi Neven Yousef Kalbounhe Zeyad Faisal Al-Azzam The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational culture International Journal of Data and Network Science |
title | The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational culture |
title_full | The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational culture |
title_fullStr | The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational culture |
title_full_unstemmed | The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational culture |
title_short | The effect of big data governance on financial technology in Jordanian commercial banks: The mediation role of organizational culture |
title_sort | effect of big data governance on financial technology in jordanian commercial banks the mediation role of organizational culture |
url | http://www.growingscience.com/ijds/Vol7/ijdns_2023_57.pdf |
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