The effects of individual and community-level factors on community-based health insurance enrollment of households in Ethiopia

<h4>Introduction</h4> Community-based health insurance (CBHI) is a type of volunteer health insurance that has been adopted all over the world in which people of the community pool funds to protect themselves from the high costs of seeking medical care and treatment for the disease. In E...

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Main Authors: Yikeber Abebaw Moyehodie, Solomon Sisay Mulugeta, Seyifemickael Amare Yilema
Format: Article
Language:English
Published: Public Library of Science (PLoS) 2022-01-01
Series:PLoS ONE
Online Access:https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9550060/?tool=EBI
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author Yikeber Abebaw Moyehodie
Solomon Sisay Mulugeta
Seyifemickael Amare Yilema
author_facet Yikeber Abebaw Moyehodie
Solomon Sisay Mulugeta
Seyifemickael Amare Yilema
author_sort Yikeber Abebaw Moyehodie
collection DOAJ
description <h4>Introduction</h4> Community-based health insurance (CBHI) is a type of volunteer health insurance that has been adopted all over the world in which people of the community pool funds to protect themselves from the high costs of seeking medical care and treatment for the disease. In Ethiopia, healthcare services are underutilized due to a lack of resources in the healthcare system. The study aims to identify the individual and community level factors associated with community-based health insurance enrollment of households in Ethiopia. <h4>Methods</h4> Data from the Ethiopian mini demographic and health survey 2019 were used to identify factors associated with community-based health insurance enrollment of households in Ethiopia. Multilevel logistic regression analysis was used on a nationally representative sample of 8,663 households nested within 305 communities, considering the data’s layered structure. We used a p-value<0.05 with a 95% confidence interval for the results. <h4>Result</h4> The prevalence of community-based health insurance enrollment in Ethiopia was 20.2%. The enrollment rate of households in the scheme was high in both Amhara (57.9), and Tigray (57.9%) regions and low (3.0%) in the Afar region. At the individual level; the age of household heads, number of children 5 and under, number of household members, has land for agriculture, has a mobile telephone, receiving cash of food from the safety Net Program, Owning livestock, and herds of farm animals, wealth index, and at the community level; the region had a significant association with community-based health insurance enrollment. <h4>Conclusion</h4> Both individual and community-level characteristics were significant predictors of community-based health insurance enrollment in households. Furthermore, the ministry of health, health bureaus, and other concerning bodies prioritize clusters with low health insurance coverage to strengthen health system financing and intervene in factors that negatively affect the CBHI enrollment of households.
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spelling doaj.art-e35d2d5b26984bea88ed12196635a6b72022-12-22T04:13:38ZengPublic Library of Science (PLoS)PLoS ONE1932-62032022-01-011710The effects of individual and community-level factors on community-based health insurance enrollment of households in EthiopiaYikeber Abebaw MoyehodieSolomon Sisay MulugetaSeyifemickael Amare Yilema<h4>Introduction</h4> Community-based health insurance (CBHI) is a type of volunteer health insurance that has been adopted all over the world in which people of the community pool funds to protect themselves from the high costs of seeking medical care and treatment for the disease. In Ethiopia, healthcare services are underutilized due to a lack of resources in the healthcare system. The study aims to identify the individual and community level factors associated with community-based health insurance enrollment of households in Ethiopia. <h4>Methods</h4> Data from the Ethiopian mini demographic and health survey 2019 were used to identify factors associated with community-based health insurance enrollment of households in Ethiopia. Multilevel logistic regression analysis was used on a nationally representative sample of 8,663 households nested within 305 communities, considering the data’s layered structure. We used a p-value<0.05 with a 95% confidence interval for the results. <h4>Result</h4> The prevalence of community-based health insurance enrollment in Ethiopia was 20.2%. The enrollment rate of households in the scheme was high in both Amhara (57.9), and Tigray (57.9%) regions and low (3.0%) in the Afar region. At the individual level; the age of household heads, number of children 5 and under, number of household members, has land for agriculture, has a mobile telephone, receiving cash of food from the safety Net Program, Owning livestock, and herds of farm animals, wealth index, and at the community level; the region had a significant association with community-based health insurance enrollment. <h4>Conclusion</h4> Both individual and community-level characteristics were significant predictors of community-based health insurance enrollment in households. Furthermore, the ministry of health, health bureaus, and other concerning bodies prioritize clusters with low health insurance coverage to strengthen health system financing and intervene in factors that negatively affect the CBHI enrollment of households.https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9550060/?tool=EBI
spellingShingle Yikeber Abebaw Moyehodie
Solomon Sisay Mulugeta
Seyifemickael Amare Yilema
The effects of individual and community-level factors on community-based health insurance enrollment of households in Ethiopia
PLoS ONE
title The effects of individual and community-level factors on community-based health insurance enrollment of households in Ethiopia
title_full The effects of individual and community-level factors on community-based health insurance enrollment of households in Ethiopia
title_fullStr The effects of individual and community-level factors on community-based health insurance enrollment of households in Ethiopia
title_full_unstemmed The effects of individual and community-level factors on community-based health insurance enrollment of households in Ethiopia
title_short The effects of individual and community-level factors on community-based health insurance enrollment of households in Ethiopia
title_sort effects of individual and community level factors on community based health insurance enrollment of households in ethiopia
url https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9550060/?tool=EBI
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