The role of cognitive and personality characteristics in timely microcredit repayment: Evidence from a survey conducted by Provident, Mexico

The role of cognitive and personality characteristics in timely microcredit repayment: Evidence from a survey conducted by Provident, Mexico

    Sustainability of microfinance institutions depends, among other factors, on having appropriate repayment levels. This article's contribution to the existing literature is the analysis of the role of a personality trait named "grit" in individual microcredit repayment decisions, a...

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Bibliographic Details
Main Authors: Sonia Di Giannatale, Daniel Ventosa-Santaulària, Maria José Roa, Alexander Elbittar, Darío Trujano
Format: Article
Language:English
Published: Universidad Autónoma de Nuevo León, Facultad de Economía 2020-05-01
Series:Ensayos Revista de Economía
Subjects:
credit repayment
personality traits
grit
cognitive characteristics
time and risk preferences
Online Access:https://ensayos.uanl.mx/index.php/ensayos/article/view/147

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