Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia
Wide access to formal finance for poor households through distribution of social assistance via electronic money (E-money) is believed to accelerate eradication of poverty. We would like to find out the beneficiaries response to this payment method. This aims of this study is to investigate the per...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
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Universitas Islam Indonesia
2016-04-01
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| Series: | Economic Journal of Emerging Markets |
| Subjects: | |
| Online Access: | https://hmts.civil.uii.ac.id/JEP/article/view/4452 |
| _version_ | 1797782173461250048 |
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| author | Sartika Djamaluddin Achmad Nizar Hidayanto Sita Wardhani |
| author_facet | Sartika Djamaluddin Achmad Nizar Hidayanto Sita Wardhani |
| author_sort | Sartika Djamaluddin |
| collection | DOAJ |
| description |
Wide access to formal finance for poor households through distribution of social assistance via electronic money (E-money) is believed to accelerate eradication of poverty. We would like to find out the beneficiaries response to this payment method. This aims of this study is to investigate the perception of beneficiaries towards distribution of social assistance through e-money. We surveyed 230 beneficiaries in Jakarta, Cirebon and Pasuruan. The result of research indicates that the perception of PKH beneficiaries related to the cost, benefits and security of e-money is relatively good. However, from the aspect of ease of use and the respondents’ desire to use e-money, the perception is quite low.
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| first_indexed | 2024-03-13T00:07:16Z |
| format | Article |
| id | doaj.art-e8c0c488da35445cbd59d0181d698060 |
| institution | Directory Open Access Journal |
| issn | 2086-3128 2502-180X |
| language | English |
| last_indexed | 2024-03-13T00:07:16Z |
| publishDate | 2016-04-01 |
| publisher | Universitas Islam Indonesia |
| record_format | Article |
| series | Economic Journal of Emerging Markets |
| spelling | doaj.art-e8c0c488da35445cbd59d0181d6980602023-07-13T00:33:23ZengUniversitas Islam IndonesiaEconomic Journal of Emerging Markets2086-31282502-180X2016-04-0181Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in IndonesiaSartika Djamaluddin0Achmad Nizar Hidayanto1Sita Wardhani2Universitas IndonesiaUniversitas IndonesiaUniversitas Indonesia Wide access to formal finance for poor households through distribution of social assistance via electronic money (E-money) is believed to accelerate eradication of poverty. We would like to find out the beneficiaries response to this payment method. This aims of this study is to investigate the perception of beneficiaries towards distribution of social assistance through e-money. We surveyed 230 beneficiaries in Jakarta, Cirebon and Pasuruan. The result of research indicates that the perception of PKH beneficiaries related to the cost, benefits and security of e-money is relatively good. However, from the aspect of ease of use and the respondents’ desire to use e-money, the perception is quite low. https://hmts.civil.uii.ac.id/JEP/article/view/4452perceptionfinancial inclusionadoption of e-moneysocial assistance |
| spellingShingle | Sartika Djamaluddin Achmad Nizar Hidayanto Sita Wardhani Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia Economic Journal of Emerging Markets perception financial inclusion adoption of e-money social assistance |
| title | Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia |
| title_full | Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia |
| title_fullStr | Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia |
| title_full_unstemmed | Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia |
| title_short | Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia |
| title_sort | perception of beneficiaries towards adoption of e money in the distribution of social assistance in indonesia |
| topic | perception financial inclusion adoption of e-money social assistance |
| url | https://hmts.civil.uii.ac.id/JEP/article/view/4452 |
| work_keys_str_mv | AT sartikadjamaluddin perceptionofbeneficiariestowardsadoptionofemoneyinthedistributionofsocialassistanceinindonesia AT achmadnizarhidayanto perceptionofbeneficiariestowardsadoptionofemoneyinthedistributionofsocialassistanceinindonesia AT sitawardhani perceptionofbeneficiariestowardsadoptionofemoneyinthedistributionofsocialassistanceinindonesia |