EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIOD
This study investigates the efficiency of the banks in Algeria during the period of 2000-2012. For this end, the efficiency of fifteen banks is estimated using Data Envelopment Analysis model. Furthermore, the technical efficiency is decomposed to determine the pure technical and scale efficie...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
“Victor Slăvescu” Centre for Financial and Monetary Research
2016-03-01
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| Series: | Financial Studies |
| Subjects: | |
| Online Access: | http://fs.icfm.ro/vol20i1p90-106.pdf |
| _version_ | 1828009728266993664 |
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| author | Ishaq HACINI Khadra DAHOU |
| author_facet | Ishaq HACINI Khadra DAHOU |
| author_sort | Ishaq HACINI |
| collection | DOAJ |
| description | This study investigates the efficiency of the banks in Algeria
during the period of 2000-2012. For this end, the efficiency of fifteen
banks is estimated using Data Envelopment Analysis model. Furthermore, the technical efficiency is decomposed to determine the
pure technical and scale efficiencies of the Algerian banks. Based on
the intermediation approach it is assumed that bank uses two inputs;
total deposits and interest expenses, and produces three outputs;
total loans, interest income and non-interest income. The findings indicated that on average, the technical efficiency of the Algerian banks has improved during the period of study. The Algerian banks have achieved a high pure technical efficiency with an average equals 95%, while the scale efficiency is the main source of the banks technical inefficiency. In addition, the majority of the banks tend to operate at constant return to scale or decreasing return to scale. |
| first_indexed | 2024-04-10T08:44:09Z |
| format | Article |
| id | doaj.art-e92afd7dcec14c4b87c00d7f55762775 |
| institution | Directory Open Access Journal |
| issn | 2066-6071 |
| language | English |
| last_indexed | 2024-04-10T08:44:09Z |
| publishDate | 2016-03-01 |
| publisher | “Victor Slăvescu” Centre for Financial and Monetary Research |
| record_format | Article |
| series | Financial Studies |
| spelling | doaj.art-e92afd7dcec14c4b87c00d7f557627752023-02-22T17:05:38Zeng“Victor Slăvescu” Centre for Financial and Monetary ResearchFinancial Studies2066-60712016-03-0120190106EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIODIshaq HACINI0Khadra DAHOU1Faculty of Economics and Management, University of Mascara, AlgeriaFaculty of Economics and Management, University of Tlemcen, AlgeriaThis study investigates the efficiency of the banks in Algeria during the period of 2000-2012. For this end, the efficiency of fifteen banks is estimated using Data Envelopment Analysis model. Furthermore, the technical efficiency is decomposed to determine the pure technical and scale efficiencies of the Algerian banks. Based on the intermediation approach it is assumed that bank uses two inputs; total deposits and interest expenses, and produces three outputs; total loans, interest income and non-interest income. The findings indicated that on average, the technical efficiency of the Algerian banks has improved during the period of study. The Algerian banks have achieved a high pure technical efficiency with an average equals 95%, while the scale efficiency is the main source of the banks technical inefficiency. In addition, the majority of the banks tend to operate at constant return to scale or decreasing return to scale. http://fs.icfm.ro/vol20i1p90-106.pdfefficiencydata envelopment analysisalgerian banking system |
| spellingShingle | Ishaq HACINI Khadra DAHOU EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIOD Financial Studies efficiency data envelopment analysis algerian banking system |
| title | EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIOD |
| title_full | EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIOD |
| title_fullStr | EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIOD |
| title_full_unstemmed | EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIOD |
| title_short | EFFICIENCY OF THE ALGERIAN BANKS IN THE POST LIBERALIZATION PERIOD |
| title_sort | efficiency of the algerian banks in the post liberalization period |
| topic | efficiency data envelopment analysis algerian banking system |
| url | http://fs.icfm.ro/vol20i1p90-106.pdf |
| work_keys_str_mv | AT ishaqhacini efficiencyofthealgerianbanksinthepostliberalizationperiod AT khadradahou efficiencyofthealgerianbanksinthepostliberalizationperiod |