The performance of third-party funds, consumption credit and profitability
Banks are financial institutions that can collect and distribute funds directly to the public for profit. In carrying out these functions and objectives, the bank has a strategy of raising funds and distributing credit. The purpose of this study was to determine the effect of Third-Party Fund Perfor...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Indonesian Institute for Counseling, Education and Therapy (IICET)
2022-12-01
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| Series: | JPPI (Jurnal Penelitian Pendidikan Indonesia) |
| Subjects: | |
| Online Access: | https://jurnal.iicet.org/index.php/jppi/article/view/1700 |
| _version_ | 1827876899785801728 |
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| author | Herry Achmad Buchory RA. Dwi Utami Widyawati |
| author_facet | Herry Achmad Buchory RA. Dwi Utami Widyawati |
| author_sort | Herry Achmad Buchory |
| collection | DOAJ |
| description | Banks are financial institutions that can collect and distribute funds directly to the public for profit. In carrying out these functions and objectives, the bank has a strategy of raising funds and distributing credit. The purpose of this study was to determine the effect of Third-Party Fund Performance, and Consumption Credit on Profitability. The research method used is descriptive and verification methods with a quantitative approach with a sample of 28 units of secondary data. The data analysis technique used is multiple linear regression. The results of the research analysis show that partially Third-Party Funds have no significant effect on Return on Assets (ROA); Cost of Funds has a significant effect on ROA and Consumption Credit has no significant effect on ROA. Simultaneously Third-Party Funds, Cost of Funds, and Consumption Credit have a significant effect on ROA. |
| first_indexed | 2024-03-12T17:29:03Z |
| format | Article |
| id | doaj.art-ea552b453cf54f08b2057416e534e470 |
| institution | Directory Open Access Journal |
| issn | 2477-8524 2502-8103 |
| language | English |
| last_indexed | 2024-03-12T17:29:03Z |
| publishDate | 2022-12-01 |
| publisher | Indonesian Institute for Counseling, Education and Therapy (IICET) |
| record_format | Article |
| series | JPPI (Jurnal Penelitian Pendidikan Indonesia) |
| spelling | doaj.art-ea552b453cf54f08b2057416e534e4702023-08-05T04:58:12ZengIndonesian Institute for Counseling, Education and Therapy (IICET)JPPI (Jurnal Penelitian Pendidikan Indonesia)2477-85242502-81032022-12-01841029103710.29210/0202217001132The performance of third-party funds, consumption credit and profitabilityHerry Achmad Buchory0RA. Dwi Utami Widyawati1Magister Management Program, Ekuitas Business School, BandungMagister Management Program, Ekuitas Business School, BandungBanks are financial institutions that can collect and distribute funds directly to the public for profit. In carrying out these functions and objectives, the bank has a strategy of raising funds and distributing credit. The purpose of this study was to determine the effect of Third-Party Fund Performance, and Consumption Credit on Profitability. The research method used is descriptive and verification methods with a quantitative approach with a sample of 28 units of secondary data. The data analysis technique used is multiple linear regression. The results of the research analysis show that partially Third-Party Funds have no significant effect on Return on Assets (ROA); Cost of Funds has a significant effect on ROA and Consumption Credit has no significant effect on ROA. Simultaneously Third-Party Funds, Cost of Funds, and Consumption Credit have a significant effect on ROA.https://jurnal.iicet.org/index.php/jppi/article/view/1700cost of funds, consumption credit, return on assets, third party funds |
| spellingShingle | Herry Achmad Buchory RA. Dwi Utami Widyawati The performance of third-party funds, consumption credit and profitability JPPI (Jurnal Penelitian Pendidikan Indonesia) cost of funds, consumption credit, return on assets, third party funds |
| title | The performance of third-party funds, consumption credit and profitability |
| title_full | The performance of third-party funds, consumption credit and profitability |
| title_fullStr | The performance of third-party funds, consumption credit and profitability |
| title_full_unstemmed | The performance of third-party funds, consumption credit and profitability |
| title_short | The performance of third-party funds, consumption credit and profitability |
| title_sort | performance of third party funds consumption credit and profitability |
| topic | cost of funds, consumption credit, return on assets, third party funds |
| url | https://jurnal.iicet.org/index.php/jppi/article/view/1700 |
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