THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMY
Among the relationships between companies and the financial - banking market representatives, those which are determinate by the lending activity hold a special place. Despite of various alternatives to mobilize the necessary funds to cover the capital needs arising from the current or investment ac...
| Main Author: | |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Universităţii "Constantin Brâncoveanu"
2013-01-01
|
| Series: | Strategii Manageriale |
| Subjects: | |
| Online Access: | http://www.strategiimanageriale.ro/images/images_site/articole/article_7e71bc8f148e02599a9f9a18e847c27g.pdf |
| _version_ | 1828918136138629120 |
|---|---|
| author | Constantin-Bogdan, Voroneanu |
| author_facet | Constantin-Bogdan, Voroneanu |
| author_sort | Constantin-Bogdan, Voroneanu |
| collection | DOAJ |
| description | Among the relationships between companies and the financial - banking market representatives, those which are determinate by the lending activity hold a special place. Despite of various alternatives to mobilize the necessary funds to cover the capital needs arising from the current or investment activity, bank loans are the main source of funding for most of the companies. This dominance is assured by the benefits that a bank loan offers to companies and which influence directly and positively their economic and financial situation. Of course there are a number of risks assumed by the company when calling to bank financing, risks which can affect negatively their business if it occurs. Given the important role that companies play in generating of the real flows in the economy, all these positive or negative effects directly impact on the quality of economic and social life at the macro level. For this reason it is very important that between the bank and the company to be always a good communication and transparency in the information requested or offered, and the collaboration between these two types of organizations to carry on a partnership basis. |
| first_indexed | 2024-12-13T21:04:12Z |
| format | Article |
| id | doaj.art-eaf3183303a4485690f9319469e87fb6 |
| institution | Directory Open Access Journal |
| issn | 1844-668X |
| language | English |
| last_indexed | 2024-12-13T21:04:12Z |
| publishDate | 2013-01-01 |
| publisher | Universităţii "Constantin Brâncoveanu" |
| record_format | Article |
| series | Strategii Manageriale |
| spelling | doaj.art-eaf3183303a4485690f9319469e87fb62022-12-21T23:31:32ZengUniversităţii "Constantin Brâncoveanu"Strategii Manageriale1844-668X2013-01-01VI3(21)105112THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMYConstantin-Bogdan, VoroneanuAmong the relationships between companies and the financial - banking market representatives, those which are determinate by the lending activity hold a special place. Despite of various alternatives to mobilize the necessary funds to cover the capital needs arising from the current or investment activity, bank loans are the main source of funding for most of the companies. This dominance is assured by the benefits that a bank loan offers to companies and which influence directly and positively their economic and financial situation. Of course there are a number of risks assumed by the company when calling to bank financing, risks which can affect negatively their business if it occurs. Given the important role that companies play in generating of the real flows in the economy, all these positive or negative effects directly impact on the quality of economic and social life at the macro level. For this reason it is very important that between the bank and the company to be always a good communication and transparency in the information requested or offered, and the collaboration between these two types of organizations to carry on a partnership basis.http://www.strategiimanageriale.ro/images/images_site/articole/article_7e71bc8f148e02599a9f9a18e847c27g.pdfbankcompaniescredit relationshipreal economy |
| spellingShingle | Constantin-Bogdan, Voroneanu THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMY Strategii Manageriale bank companies credit relationship real economy |
| title | THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMY |
| title_full | THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMY |
| title_fullStr | THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMY |
| title_full_unstemmed | THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMY |
| title_short | THE CREDIT RELATIONSHIP BETWEEN BANKS AND COMPANIES AND ITS EFFECTS ON THE REAL ECONOMY |
| title_sort | credit relationship between banks and companies and its effects on the real economy |
| topic | bank companies credit relationship real economy |
| url | http://www.strategiimanageriale.ro/images/images_site/articole/article_7e71bc8f148e02599a9f9a18e847c27g.pdf |
| work_keys_str_mv | AT constantinbogdanvoroneanu thecreditrelationshipbetweenbanksandcompaniesanditseffectsontherealeconomy AT constantinbogdanvoroneanu creditrelationshipbetweenbanksandcompaniesanditseffectsontherealeconomy |