Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL Model
Sound financial health of a bank is the guarantee not only to its depositors but is equally significant for the shareholders, employees and whole economy as well. As a sequel to this maxim, efforts have been made from time to time, to measure the financial position of each bank and manage it efficie...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Johar Education Society
2010-01-01
|
| Series: | Pakistan Journal of Commerce and Social Sciences |
| Subjects: | |
| Online Access: | http://www.jespk.net/Publications/Vol%204/3_Pakistan%20Journal%20of%20Commerce%20Vol%204%20No%201%20Page%2040-55.pdf |
| _version_ | 1811283712188350464 |
|---|---|
| author | Prof. Dr. Mohi-ud-Din Sangmi Dr. Tabassum Nazir |
| author_facet | Prof. Dr. Mohi-ud-Din Sangmi Dr. Tabassum Nazir |
| author_sort | Prof. Dr. Mohi-ud-Din Sangmi |
| collection | DOAJ |
| description | Sound financial health of a bank is the guarantee not only to its depositors but is equally significant for the shareholders, employees and whole economy as well. As a sequel to this maxim, efforts have been made from time to time, to measure the financial position of each bank and manage it efficiently and effectively. In this paper, an effort has been made to evaluate the financial performance of the two major banks operating in northern India .This evaluation has been done by using CAMEL Parameters, the latest model of financial analysis. Through this model, it is highlighted that the position of the banks under study is sound and satisfactory so far as their capital adequacy, asset quality, Management capability and liquidity is concerned. |
| first_indexed | 2024-04-13T02:17:35Z |
| format | Article |
| id | doaj.art-ee58a48774754688be00282902ebded5 |
| institution | Directory Open Access Journal |
| issn | 1997-8553 |
| language | English |
| last_indexed | 2024-04-13T02:17:35Z |
| publishDate | 2010-01-01 |
| publisher | Johar Education Society |
| record_format | Article |
| series | Pakistan Journal of Commerce and Social Sciences |
| spelling | doaj.art-ee58a48774754688be00282902ebded52022-12-22T03:07:07ZengJohar Education SocietyPakistan Journal of Commerce and Social Sciences1997-85532010-01-01414055Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL ModelProf. Dr. Mohi-ud-Din SangmiDr. Tabassum NazirSound financial health of a bank is the guarantee not only to its depositors but is equally significant for the shareholders, employees and whole economy as well. As a sequel to this maxim, efforts have been made from time to time, to measure the financial position of each bank and manage it efficiently and effectively. In this paper, an effort has been made to evaluate the financial performance of the two major banks operating in northern India .This evaluation has been done by using CAMEL Parameters, the latest model of financial analysis. Through this model, it is highlighted that the position of the banks under study is sound and satisfactory so far as their capital adequacy, asset quality, Management capability and liquidity is concerned.http://www.jespk.net/Publications/Vol%204/3_Pakistan%20Journal%20of%20Commerce%20Vol%204%20No%201%20Page%2040-55.pdffinancial performancecommercial bankscapital Adequacyasset qualitymanagement capabilityearnings analysisliquidity analysis. |
| spellingShingle | Prof. Dr. Mohi-ud-Din Sangmi Dr. Tabassum Nazir Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL Model Pakistan Journal of Commerce and Social Sciences financial performance commercial banks capital Adequacy asset quality management capability earnings analysis liquidity analysis. |
| title | Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL Model |
| title_full | Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL Model |
| title_fullStr | Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL Model |
| title_full_unstemmed | Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL Model |
| title_short | Analyzing Financial Performance of Commercial Banks in India: Application of CAMEL Model |
| title_sort | analyzing financial performance of commercial banks in india application of camel model |
| topic | financial performance commercial banks capital Adequacy asset quality management capability earnings analysis liquidity analysis. |
| url | http://www.jespk.net/Publications/Vol%204/3_Pakistan%20Journal%20of%20Commerce%20Vol%204%20No%201%20Page%2040-55.pdf |
| work_keys_str_mv | AT profdrmohiuddinsangmi analyzingfinancialperformanceofcommercialbanksinindiaapplicationofcamelmodel AT drtabassumnazir analyzingfinancialperformanceofcommercialbanksinindiaapplicationofcamelmodel |