Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT)
The purpose of this paper is to determine ujrah as a source of profitability in Islamic Microfinance Institutions (BMT Maslahah) in the operationalization of ujrah based contracts. This research method is a qualitative research with a descriptive approach to the case study on BMT Maslahah. The anal...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
2020-07-01
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| Series: | Indonesian Interdisciplinary Journal of Sharia Economics |
| Subjects: | |
| Online Access: | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/784 |
| _version_ | 1797334305947516928 |
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| author | Eny Lathifah Ahmad Zuhril Kalam |
| author_facet | Eny Lathifah Ahmad Zuhril Kalam |
| author_sort | Eny Lathifah |
| collection | DOAJ |
| description |
The purpose of this paper is to determine ujrah as a source of profitability in Islamic Microfinance Institutions (BMT Maslahah) in the operationalization of ujrah based contracts. This research method is a qualitative research with a descriptive approach to the case study on BMT Maslahah. The analysis used in this study uses triangulation of data sourced from documentation, observation and interviews directly to respondents in order to get the actual data.The results of this study are ujrah as a source of profitability in Islamic microfinance institutions derived from several aspects of business operations, namely on savings products, financing, services, and sharia investment facilities for members. BMT Maslahah has a superiority with specifications that show a very high profitability value and is permanent, for ordinary savings members can get a bonus balance whose amount is not fixed and if BMT suffers a business loss, members do not need to bear these losses, and for members investing in shares can get a bonus in a large and fixed amount each year and the lack of a contract based on ujrah is in terms of financing and investment stocks, the amount of profit distributed does not follow operating profit.
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| first_indexed | 2024-03-08T08:18:53Z |
| format | Article |
| id | doaj.art-eebe49d675f54a61bc6ecdcaf52d97b1 |
| institution | Directory Open Access Journal |
| issn | 2621-606X |
| language | English |
| last_indexed | 2024-03-08T08:18:53Z |
| publishDate | 2020-07-01 |
| publisher | Universitas KH Abdul Chalim, Prodi Ekonomi Syariah |
| record_format | Article |
| series | Indonesian Interdisciplinary Journal of Sharia Economics |
| spelling | doaj.art-eebe49d675f54a61bc6ecdcaf52d97b12024-02-02T06:40:02ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2020-07-013110.31538/iijse.v3i1.784Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT)Eny Lathifah0Ahmad Zuhril Kalam1Institut Agama Islam TABAH LamonganInstitut Agama IslamTarbiatut Tholabah Lamongan The purpose of this paper is to determine ujrah as a source of profitability in Islamic Microfinance Institutions (BMT Maslahah) in the operationalization of ujrah based contracts. This research method is a qualitative research with a descriptive approach to the case study on BMT Maslahah. The analysis used in this study uses triangulation of data sourced from documentation, observation and interviews directly to respondents in order to get the actual data.The results of this study are ujrah as a source of profitability in Islamic microfinance institutions derived from several aspects of business operations, namely on savings products, financing, services, and sharia investment facilities for members. BMT Maslahah has a superiority with specifications that show a very high profitability value and is permanent, for ordinary savings members can get a bonus balance whose amount is not fixed and if BMT suffers a business loss, members do not need to bear these losses, and for members investing in shares can get a bonus in a large and fixed amount each year and the lack of a contract based on ujrah is in terms of financing and investment stocks, the amount of profit distributed does not follow operating profit. https://e-journal.ikhac.ac.id/index.php/iijse/article/view/784UjrahProfitabilityIslamic Microfinance InstitutionsBMT Maslahah |
| spellingShingle | Eny Lathifah Ahmad Zuhril Kalam Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT) Indonesian Interdisciplinary Journal of Sharia Economics Ujrah Profitability Islamic Microfinance Institutions BMT Maslahah |
| title | Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT) |
| title_full | Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT) |
| title_fullStr | Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT) |
| title_full_unstemmed | Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT) |
| title_short | Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT) |
| title_sort | ujrah sumber profitabilitas pada islamic microfinance institutions bmt |
| topic | Ujrah Profitability Islamic Microfinance Institutions BMT Maslahah |
| url | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/784 |
| work_keys_str_mv | AT enylathifah ujrahsumberprofitabilitaspadaislamicmicrofinanceinstitutionsbmt AT ahmadzuhrilkalam ujrahsumberprofitabilitaspadaislamicmicrofinanceinstitutionsbmt |