Le casse di previdenza per i liberi professionisti: un ottimo da rivedere
For each profession, Italy has a separate pay-as-you-go pension scheme, with low contribution rates and generous pension formulas. The internal real rate of return is about 6 percent. Financial equilibrium has so far been possible thanks to low pensioners/workers rations. This article performs simul...
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| Format: | Article |
| Language: | Italian |
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Associazione Economia civile
2013-10-01
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| Series: | Moneta e Credito |
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| Online Access: | https://rosa.uniroma1.it/rosa04/moneta_e_credito/article/view/11047 |
| Summary: | For each profession, Italy has a separate pay-as-you-go pension scheme, with low contribution rates and generous pension formulas. The internal real rate of return is about 6 percent. Financial equilibrium has so far been possible thanks to low pensioners/workers rations. This article performs simulations for three “steady states” are considered, corresponding to a 0,1 and 2 percent yearly increase in the flow workers. These simulations show that the current generosity cannot be maintained int he future; a reform raising contributions and cutting pension formulas is urgently needed.
JEL Codes: G23, H55
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| ISSN: | 2037-3651 |