Why Insurers Are Wrong about Adverse Selection

Insurers typically argue that regulatory limits on their ability to use genetic tests will induce ‘adverse selection’; they say that this has disadvantages not just for insurers, but also for society as a whole. I argue that, even on its own terms, this argument is often flawed. From the viewpoint o...

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Bibliographic Details
Main Author: R. Guy Thomas
Format: Article
Language:English
Published: MDPI AG 2018-04-01
Series:Laws
Subjects:
Online Access:http://www.mdpi.com/2075-471X/7/2/13