PENGEMBANGAN MODEL CREDIT SCORING UNTUK PROSES ANALISA KELAYAKAN FASILITAS KREDIT PEMILIKAN RUMAH (STUDI KASUS DI BANK BUKOPIN)

<!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:PunctuationKerning /> <w:ValidateAgainstSchemas /> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMi...

Full description

Bibliographic Details
Main Authors: Dwi Andhayani, Harianto MS, Noer Azam Achsani
Format: Article
Language:English
Published: Bogor Agricultural University 2011-08-01
Series:Jurnal Manajemen & Agribisnis
Online Access:http://journal.ipb.ac.id/index.php/jmagr/article/view/3295
Description
Summary:<!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:PunctuationKerning /> <w:ValidateAgainstSchemas /> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:Compatibility> <w:BreakWrappedTables /> <w:SnapToGridInCell /> <w:WrapTextWithPunct /> <w:UseAsianBreakRules /> <w:DontGrowAutofit /> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" LatentStyleCount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin:0cm; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <p class="MsoPlainText" style="text-align: justify;"><em><span style="font-family: ";Times New Roman";;">Analysis of the parameters used in the model skoring E-Flow, which has 14 parameters, namely the interest rate, the amount of insurance, age / age, type of work, penghasilkan per month, the average balance, savings in the bank, the percentage of money face, the type of collateral, documents of ownership, broad building, Burden debt ratio, bad debts in the information and the position of BI / debtor position. In addition to design a credit scoring model application, a skoring system will have a very full prepayment behavior scoring and scoring. Accordingly at this time until a new stage in the application of determining the credit scoring model, to further research can be done model behavior prepayment scoring and scoring on the credit facility.</span></em></p>
ISSN:1693-5853
2407-2524