Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah
This study examines the effect of diversification of financing based on type of contract, type of usage, and economic sector to the profitability at the Islamic bank. Diversification of financing proxied by Hirchman Herfindahl Index (HHI), and the profitability proxied by Return on Assets (ROA) was...
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| Format: | Article |
| Language: | English |
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UIN Sultan Aji Muhammad Idris Samarinda
2018-06-01
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| Series: | Al-tijary |
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| Online Access: | https://journal.iain-samarinda.ac.id/index.php/altijary/article/view/1102 |
| _version_ | 1797766412329025536 |
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| author | Maulida Masruroh |
| author_facet | Maulida Masruroh |
| author_sort | Maulida Masruroh |
| collection | DOAJ |
| description | This study examines the effect of diversification of financing based on type of contract, type of usage, and economic sector to the profitability at the Islamic bank. Diversification of financing proxied by Hirchman Herfindahl Index (HHI), and the profitability proxied by Return on Assets (ROA) was measured using the distribution of pre-tax profit to average total assets. This study uses secondary data obtained from the publication of the report the Financial Services Authority (OJK) in the period January 2013 to December 2017. The data analysis technique used in this research is multiple linear regression. The results of this study are partially diversification of financing based on type of contract does not affect the ROA at the Islamic bank, diversification of financing based on type of usage has a positive and significant effect to ROA at the Islamic bank., and diversification of financing based on economic sector has a negative and significant effect to ROA at the Islamic bank.. While simultaneously, the diversification of financing based on type of contract, type of usage, and economic sector influence on ROA at the Islamic bank.
Keywords: Diversification of financing based of economic sector, type of contract, type of usage, Return on Asset (ROA) |
| first_indexed | 2024-03-12T20:24:57Z |
| format | Article |
| id | doaj.art-f3518c161f4a428e881b2d17d72d5dff |
| institution | Directory Open Access Journal |
| issn | 2460-9404 2460-9412 |
| language | English |
| last_indexed | 2024-03-12T20:24:57Z |
| publishDate | 2018-06-01 |
| publisher | UIN Sultan Aji Muhammad Idris Samarinda |
| record_format | Article |
| series | Al-tijary |
| spelling | doaj.art-f3518c161f4a428e881b2d17d72d5dff2023-08-02T00:38:55ZengUIN Sultan Aji Muhammad Idris SamarindaAl-tijary2460-94042460-94122018-06-013211713010.21093/at.v3i2.1102644Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank SyariahMaulida Masruroh0Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga YogyakartaThis study examines the effect of diversification of financing based on type of contract, type of usage, and economic sector to the profitability at the Islamic bank. Diversification of financing proxied by Hirchman Herfindahl Index (HHI), and the profitability proxied by Return on Assets (ROA) was measured using the distribution of pre-tax profit to average total assets. This study uses secondary data obtained from the publication of the report the Financial Services Authority (OJK) in the period January 2013 to December 2017. The data analysis technique used in this research is multiple linear regression. The results of this study are partially diversification of financing based on type of contract does not affect the ROA at the Islamic bank, diversification of financing based on type of usage has a positive and significant effect to ROA at the Islamic bank., and diversification of financing based on economic sector has a negative and significant effect to ROA at the Islamic bank.. While simultaneously, the diversification of financing based on type of contract, type of usage, and economic sector influence on ROA at the Islamic bank. Keywords: Diversification of financing based of economic sector, type of contract, type of usage, Return on Asset (ROA)https://journal.iain-samarinda.ac.id/index.php/altijary/article/view/1102economics and islamic business |
| spellingShingle | Maulida Masruroh Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah Al-tijary economics and islamic business |
| title | Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah |
| title_full | Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah |
| title_fullStr | Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah |
| title_full_unstemmed | Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah |
| title_short | Diversifikasi Pembiayaan Sebagai Upaya Peningkatan Profitabilitas di Bank Syariah |
| title_sort | diversifikasi pembiayaan sebagai upaya peningkatan profitabilitas di bank syariah |
| topic | economics and islamic business |
| url | https://journal.iain-samarinda.ac.id/index.php/altijary/article/view/1102 |
| work_keys_str_mv | AT maulidamasruroh diversifikasipembiayaansebagaiupayapeningkatanprofitabilitasdibanksyariah |