Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia
Purpose − This study aims to analyze the effect of variable ease of use, usefulness, perceived risk, and social influence on a recommendation to use sharia e-wallet in Indonesia and Malaysia. Methodology − This study uses a quantitative method. This study uses primary data by conducting a survey th...
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| Format: | Article |
| Language: | English |
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P3EI-Center for Islamic Economics Studies and Development
2022-08-01
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| Series: | Asian Journal of Islamic Management |
| Subjects: | |
| Online Access: | http://journal.uii.ac.id/AJIM/article/view/23713 |
| _version_ | 1818487516456550400 |
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| author | Eka Rani Fitrianingsih Bayu Arie Fianto |
| author_facet | Eka Rani Fitrianingsih Bayu Arie Fianto |
| author_sort | Eka Rani Fitrianingsih |
| collection | DOAJ |
| description |
Purpose − This study aims to analyze the effect of variable ease of use, usefulness, perceived risk, and social influence on a recommendation to use sharia e-wallet in Indonesia and Malaysia.
Methodology − This study uses a quantitative method. This study uses primary data by conducting a survey through an online questionnaire of 200 respondents with the criteria sharia e-wallet users and living in Indonesia or Malaysia. This research uses the SEM-PLS analysis method.
Findings − The results of this study found that variable ease of use, usefulness, and social influence significantly and positively affect the recommendation to use the sharia e-wallet. In contrast, the perceived risk has a negative effect on the recommendation to use a sharia e-wallet. Based on the Multi-Group Analysis (MGA) test, there is no significant difference between Indonesian and Malaysian users for all variables.
Originality − This study adds to the literature, especially on the factors influencing recommendation to use in sharia e-wallet. There are limited studies on this topic, especially for sharia e-wallets in Indonesia and Malaysia. The uniqueness of this research is that the primary data used includes respondents in various regions in Indonesia and Malaysia.
Practical implications − The results of this study can be used as a reference by the Islamic fintech industry to develop a sharia e-wallet both in terms of product, quality, and others to be better in the future.
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| first_indexed | 2024-12-10T16:38:42Z |
| format | Article |
| id | doaj.art-f40283fe184643308284af87d2937541 |
| institution | Directory Open Access Journal |
| issn | 2746-0037 2722-2330 |
| language | English |
| last_indexed | 2024-12-10T16:38:42Z |
| publishDate | 2022-08-01 |
| publisher | P3EI-Center for Islamic Economics Studies and Development |
| record_format | Article |
| series | Asian Journal of Islamic Management |
| spelling | doaj.art-f40283fe184643308284af87d29375412022-12-22T01:41:18ZengP3EI-Center for Islamic Economics Studies and DevelopmentAsian Journal of Islamic Management2746-00372722-23302022-08-014110.20885/AJIM.vol4.iss1.art1Factors affecting recommendation to use of sharia e-wallet in Indonesia and MalaysiaEka Rani Fitrianingsih0Bayu Arie Fianto1Faculty of Economics and Business, Universitas Airlangga, Surabaya, IndonesiaFaculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia Purpose − This study aims to analyze the effect of variable ease of use, usefulness, perceived risk, and social influence on a recommendation to use sharia e-wallet in Indonesia and Malaysia. Methodology − This study uses a quantitative method. This study uses primary data by conducting a survey through an online questionnaire of 200 respondents with the criteria sharia e-wallet users and living in Indonesia or Malaysia. This research uses the SEM-PLS analysis method. Findings − The results of this study found that variable ease of use, usefulness, and social influence significantly and positively affect the recommendation to use the sharia e-wallet. In contrast, the perceived risk has a negative effect on the recommendation to use a sharia e-wallet. Based on the Multi-Group Analysis (MGA) test, there is no significant difference between Indonesian and Malaysian users for all variables. Originality − This study adds to the literature, especially on the factors influencing recommendation to use in sharia e-wallet. There are limited studies on this topic, especially for sharia e-wallets in Indonesia and Malaysia. The uniqueness of this research is that the primary data used includes respondents in various regions in Indonesia and Malaysia. Practical implications − The results of this study can be used as a reference by the Islamic fintech industry to develop a sharia e-wallet both in terms of product, quality, and others to be better in the future. http://journal.uii.ac.id/AJIM/article/view/23713TechnologyPerceived Ease of UsePerceived UsefulnessTAMeconomic growthIslam |
| spellingShingle | Eka Rani Fitrianingsih Bayu Arie Fianto Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia Asian Journal of Islamic Management Technology Perceived Ease of Use Perceived Usefulness TAM economic growth Islam |
| title | Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia |
| title_full | Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia |
| title_fullStr | Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia |
| title_full_unstemmed | Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia |
| title_short | Factors affecting recommendation to use of sharia e-wallet in Indonesia and Malaysia |
| title_sort | factors affecting recommendation to use of sharia e wallet in indonesia and malaysia |
| topic | Technology Perceived Ease of Use Perceived Usefulness TAM economic growth Islam |
| url | http://journal.uii.ac.id/AJIM/article/view/23713 |
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